

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
He and his team did a great job helping my husband and I buy our home.
Reply from Jim Murphy
July 9th, 2026 04:34 AM
I'm happy to hear that my team and I were able to assist you and your husband in purchasing your home, Andreia. If there's anything else I can help you with, please feel free to reach out.
Jim and team were prompt and communicative every step of the way. they made it clear what I needed to do next, what was happening behind the scenes, and answered all my questions!
Reply from Jim Murphy
July 3rd, 2026 03:05 PM
I'm pleased to know that you found our communication clear and timely, Tyler. Keeping you informed and answering your questions is a priority for me and my team. If there's anything further I can assist you with, feel free to reach out.
Thomas!!!!
Reply from Jim Murphy
June 26th, 2026 04:00 PM
Thank you, Gaylynn! It sounds like you had a positive experience. If there's anything more you'd like to share or discuss, feel free to reach out.
Technology has made the process of purchesing a home much easier with the use of the internet and personal computers.
Reply from Jim Murphy
June 18th, 2026 09:52 PM
I'm glad to hear that the use of technology has made the home purchasing process easier for you, Jeffrey. If there's anything else I can assist you with, please let me know.
Informed of loan progress.
Reply from Jim Murphy
June 18th, 2026 06:14 PM
I'm happy to hear that you were kept informed about the loan progress, Linda. Keeping clients updated is important to me, and I'm glad I could assist you. If there's anything else you need, please let me know.
Despite some issues experienced during the process Jim address them and did what was necessary to ensure customer clarity and satisfaction.
Reply from Jim Murphy
June 12th, 2026 07:29 PM
Tomasz, thank you for acknowledging the efforts made to address the issues during the process. I'm glad I could help ensure clarity and satisfaction. If there's anything else you need or any more questions, please feel free to reach out.
Jim (and team) made everything seem easy and they would happy to answer questions - when needed.
Communication! Every step of the way
All team members listened to our input and concerns to come up with a plan to help accommodate our needs. Great and fast follow up and responses to make it all happen so quickly Thank you all for your help
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Reply from Jim Murphy
May 29th, 2026 04:55 PM
Jeffrey, I appreciate you sharing your experience. It's great to know that our team's responsiveness and attention to your needs made the process smooth for you. Thank you for your kind words, and if you need any further assistance, feel free...
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The team was available and quick to respond to any questions and very supportive durning this transaction.
Reply from Jim Murphy
May 27th, 2026 03:15 PM
I'm grateful for your kind words, Tammie. It's important to me to be available and supportive throughout the process. If you have any further questions or need assistance, feel free to reach out.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235