Jim Murphy
Producing Branch Manager
Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
The great communication and extensive knowledge from The Murphy Team made my first time home buying experience smooth and stress-free! I recommend them to everyone and anyone.
Reply from Jim Murphy
August 15th, 2026 05:46 PM
Bianca, I'm thankful for your kind words and so happy to hear that The Murphy Team could provide you with a smooth and stress-free home buying experience. Your recommendation is greatly appreciated!
Both Connie and Jim were so helpful and patient. I was going through a very difficult time personally and very uneducated about the loan process. At no point did I feel like I was bothering either of them. There aren't enough words to decribe...
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Reply from Jim Murphy
August 12th, 2026 03:10 PM
Jessica, I'm grateful for your kind words and so pleased to hear that both Connie and I could assist you during a challenging time. It's important to me that you felt comfortable throughout the loan process, and I'm glad we could provide the...
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Jim provided exceptional service throughout the entire process, staying highly responsive and maintaining excellent communication. He made everything incredibly easy for me, and I would highly recommend him to anyone looking for a home loan!...
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Reply from Jim Murphy
August 7th, 2026 02:30 PM
Thank you for your kind words, Christine. I'm glad I could make the process easy for you and maintain good communication. Your recommendation means a lot to me, and I'm here if you need any further assistance.
It was great because you could close early for us. The process what what we expected although it surprised us that each step required a new person - it was a lot to remember a new person every time. What was unexpected was the pressure to do...
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Reply from Jim Murphy
August 4th, 2026 04:12 PM
Donna, I'm pleased that we could close early for you, and I'm sorry to hear about the pressure from the customer satisfaction requests. Your feedback is valuable, and I'll take it into consideration to make improvements. If there's anything...
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The transaction was good, even excellent. the post transaction pestering for a review where the only free form question asks "tell us what was great" and is required before submitting the review is irritating and silly. It drops my overall...
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Reply from Jim Murphy
August 4th, 2026 03:32 PM
Martin, I appreciate your feedback and I'm glad to hear that the transaction itself went well. I apologize for any frustration caused by the review process. If there's anything more I can do to improve your experience, please don't hesitate...
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There's nothing in particular that stands out as negative
Reply from Jim Murphy
July 30th, 2026 08:27 PM
Rucha, I'm happy to hear that there wasn't anything negative that stood out during your experience. If there's anything more I can do to ensure everything meets your expectations, please feel free to let me know.
Jim stepped into the transaction partway through and exceeded everyone's expectations. He kept the process moving, closed the deal quickly, and handled everything seamlessly. I would absolutely recommend Jim to anyone looking to purchase a...
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Reply from Jim Murphy
July 27th, 2026 04:57 PM
Kelly, I appreciate your kind words and recommendation. I'm glad to hear that I could help keep the process moving smoothly and close the deal quickly for you. If you ever have more questions or need assistance in the future, please feel free...
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Jim is a wizard and took great care of us as we navigated the lending landscape. He made me feel very comfortable as a first time homebuyer and I feel happy to know I've got a talented professional managing this element of my home
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Reply from Jim Murphy
July 25th, 2026 04:21 PM
I'm pleased to hear that you felt comfortable and well-supported during your first home-buying journey, Michael. It's my goal to provide a positive experience and guide you through the lending process. If you have any further questions or need...
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We were able to find a loan solution that worked for us
Reply from Jim Murphy
July 11th, 2026 04:14 PM
I'm glad to hear that we could help you find a loan solution that met your needs, Darren. If you have any other questions or need further assistance, please don't hesitate to reach out.
From the very beginning Jim was very straight forward and honest with me about everything that was happening in the world and how it would affect me. The whole process was very smooth and I really have to thank Jim for that. I had several questions...
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Reply from Jim Murphy
July 9th, 2026 03:12 PM
Kristopher, I'm grateful for your kind words and I'm glad I could help make the home-buying process smooth for you. It's important to me that I provide clear information and support, especially for first-time buyers. If you have any more questions...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235