

Jim Murphy
Producing Branch Manager


Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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Reviews from Web
Great communication, we felt supported throughout the whole process. Being first time home owners the process was new and overwhelming at times but Jim and his team made it easy and smooth looking out for our best interes. Thank you!
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Reply from Jim Murphy
May 9th, 2026 07:06 PM
Thank you, Sarah, for sharing your experience. I'm pleased to know that you felt supported throughout the process and that my team and I could make it easier for you as first-time homeowners. If you have any more questions or need further assistance,...
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Great working with Jim
Reply from Jim Murphy
May 9th, 2026 05:50 PM
Thank you, Goodnews. I'm glad to hear you had a great experience working with me. If there's anything else I can assist you with, please let me know.
Available on short notice, knowledgable, personable.
Reply from Jim Murphy
May 9th, 2026 03:53 PM
Thank you, Kimberly, for highlighting my availability and knowledge. I'm glad to hear that you found me personable as well. If there's anything else I can assist you with, please feel free to reach out.
The customer service was excellent. Highly responsive answering all our questions and walking.us through the process.
Reply from Jim Murphy
May 2nd, 2026 03:13 PM
Thank you, Cynthia, for your kind words. I'm glad to hear that my responsiveness and guidance provided a positive experience for you. If you have any more questions or need assistance in the future, please feel free to reach out.
Timely follow up. Took time to explain process and kept us updated on progress. I did get a little confused with all the people that I communicated with.
Reply from Jim Murphy
April 29th, 2026 04:27 PM
I'm pleased to know that my timely follow-ups and explanations were helpful, Sandy. I apologize for any confusion caused by communicating with multiple people. Please reach out to me directly if you have any questions or need further clarification....
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Easy to work with and willing to extend help to finish the process . We will definitely would like to work with his firm again .
Reply from Jim Murphy
April 25th, 2026 04:34 PM
I'm happy to hear that you found it easy to work with me, Gre-am. I'm grateful for your willingness to collaborate with us again in the future. If there's anything you need or any questions you have, please don't hesitate to reach out.
Helpful and persistent
Reply from Jim Murphy
April 20th, 2026 09:12 AM
I'm grateful for your kind words, Devin. It's rewarding to know that my persistence and helpfulness stood out during our interactions. If there's anything else you need or any questions you have, please feel free to reach out.
Jim communicated promptly and clearly. He made the process easier for us
Reply from Jim Murphy
April 18th, 2026 09:16 PM
I'm glad to hear that my prompt and clear communication helped make the process easier for you, Dean. Your positive feedback is appreciated. If you have any further questions or need assistance in the future, feel free to reach out.
Jim took great care of us throughout the entire process! Jim gave excellent professional guidance and helped us time it perfectly. Always responsive, helpful, friendly and a class act. Highly recommend!!!
Reply from Jim Murphy
April 18th, 2026 04:56 PM
Thank you for your recommendation, Madison. I'm pleased to hear that my guidance and timing made a positive impact on your experience. Being responsive and supportive is important to me. If you have any more questions or need assistance in...
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Jim was excellent throughout our house buying process. He provided helpful, accurate information to us, took time to make sure that we understood everything, and was very easy to communicate with and get in touch with when needed. It is obvious...
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Reply from Jim Murphy
April 12th, 2026 04:47 AM
I'm glad to hear that you found the buying process smooth and informative, Theresa. Ensuring clear communication and understanding of each step is important to me. Thank you for recognizing my commitment to high standards and knowledge. If...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235