Jim Murphy
Producing Branch Manager
Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
The communication we had in the course of the thevtransaction has been excellent.
Thankk yoy!
Very supportive
Reply from Jim Murphy
August 30th, 2026 03:06 PM
Odessa, thank you for your kind words. I'm glad to hear that you felt supported throughout the process.
Communication was great early on, but as closing approached and we moved to locking in a rate we felt as though there was a lack of transparency in how our rate and closing costs were calculated. Compensation was also never discussed, and it...
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Reply from Jim Murphy
August 21st, 2026 04:51 PM
David, I appreciate your feedback and understand how important transparency and consistent communication are in the lending process. That's why I showed you our margins via Zoom. I'm sorry to hear about the concerns you faced regarding the...
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Knowledgeable and great communication.
Reply from Jim Murphy
August 29th, 2026 03:39 PM
Cheryl, I appreciate your kind words. I'm pleased to know that my communication and knowledge met your expectations.
Jim is an excellent mortgage broker! He's communicative, creative, and compassionate with his clients. Would highly reccomend, Jim and his team!
Jim and has team provided excellent communication throughout the transaction, regular updates, and realistic expectations for all parties. I truly appreciate the level of expertise and care all parties received. I would definately refer Jim...
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Jim and his team were both efficient, communicative, and strategic. I was a first time home buyer and he lead me through the process with grace, but was also fantastic at suggesting creative offers that helped close the deal with favorable...
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Reply from Jim Murphy
August 21st, 2026 04:29 PM
Patricia, I'm happy to hear that you found the process smooth and the strategies effective as a first-time home buyer. I'm grateful for your recommendation and pleased that my team's efforts helped secure favorable terms for you.
Jim is truly the best of the best! Great communication throughout the sale. A terrific lender (and new father)!
Reply from Jim Murphy
August 21st, 2026 03:38 PM
David, thank you for your kind words. I'm glad to hear that the communication during the sale met your expectations. It's wonderful to be recognized as a terrific lender, and I appreciate you mentioning my new role as a father!
Good communication and timely responses! Easy app to work with signing documents and things.
Reply from Jim Murphy
August 18th, 2026 03:17 PM
Kaitlyn, I appreciate your feedback and am glad to hear that the communication and responses were effective for you. It's great to know that you found the app easy to use for signing documents.
Just always enjoy working with the Murphy team, and Jim is always very responsive to my questions or concerns.
Reply from Jim Murphy
August 16th, 2026 03:10 PM
Maggie, I appreciate your kind words and am pleased to hear that you always enjoy working with The Murphy Team. I'm here to ensure your questions or concerns are addressed promptly. Thank you for your support!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235