Jim Murphy
Producing Branch Manager
Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Great team and Jim is awesome
Jim was very creative and gave us lots of finacing options for our unique situation. Our plans changed throughout the process and Jim was right there to help us navigate the entire process.
Jim and his team did an excellent job with the loan on this transaction. Communication and follow through were exceptional. We highly recommend their professional services! THE SHUTES TEAM
Reply from Jim Murphy
September 22nd, 2026 08:52 PM
Scott, I appreciate your recommendation and am glad to hear that the communication and follow-through met your expectations. It was a pleasure working with you and The Shutes Team on this transaction at Synergy One Lending, Inc.
Jim was very quick to respond even on nights and weekends! He was able to work with our work schedule and answered all our questions!
Reply from Jim Murphy
September 15th, 2026 05:43 PM
Latara, I appreciate your kind words about my responsiveness and flexibility. I'm glad I could accommodate your schedule and address all your questions. Thank you for choosing Synergy One Lending, Inc. for your needs.
Jim gave great advice and clearly walked us through our options.
Reply from Jim Murphy
September 12th, 2026 04:03 PM
Michael, I appreciate your feedback. I'm glad to know that my advice and guidance on your options were helpful. Thank you for sharing your experience.
Jim and his entire team are top notch! Always a pleasure to work with and I always know my clients are in good hands! They are great at communicating through every step of the loan process and its so nice to have confidence that they will get...
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Reply from Jim Murphy
September 11th, 2026 04:50 PM
Angie, I'm thankful for your kind words and your confidence in me and my team. It's great to know that our communication and commitment have provided a positive experience for you and your clients. Your recommendations mean a lot to us!
It was smooth.
Reply from Jim Murphy
September 10th, 2026 08:27 PM
Shivanan, I'm glad to hear that your experience was smooth. Thank you for sharing your positive feedback.
Jim gives great advice in choosing the best loan options for buyers. Communication is exceptional!
Reply from Jim Murphy
September 9th, 2026 04:44 PM
Angie, I appreciate your kind words. I'm pleased to hear that my advice and communication were helpful in choosing the best loan options for you.
Jim knows his stuff. His understanding of the market, loan process, and options buyers have is stellar. Combine that with great communication and work ethic, and it's a winning combo! Thanks Jim!
Reply from Jim Murphy
September 6th, 2026 06:40 PM
Tara, I appreciate your kind words. I'm glad to hear that my understanding of the market and dedication to communication made a positive impact on your experience. Thank you for taking the time to share your thoughts!
Jim and his team were wonderful to work with. I met them through my clients and together we put together a winning offer quickly and had a seamless closing experience. My clients were thrilled with his attention to detail and level of communication,...
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Reply from Jim Murphy
September 2nd, 2026 06:56 PM
Amanda, I'm grateful for your kind words and for sharing such a positive experience. I'm pleased to hear that the process was seamless and that both you and your clients were satisfied with the attention to detail and communication. It's wonderful...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235