Jim Murphy
Producing Branch Manager
Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Smooth transaction, reachable, knowledgeable
Jim was super helpful from start to finish and was always quick to respond or hop on a call. Clear that he is not only very knowledgable, but willing to dumb down a lot of concepts to help us out (super helpful as first time homebuyers).
Reply from Jim Murphy
October 16th, 2026 02:35 AM
Joshua, I'm glad to hear that I could assist you throughout your homebuying journey and provide clarity when needed. At Synergy One Lending, Inc., I'm committed to making the process as straightforward as possible for first-time homebuyers...
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It was such a pleasure working with Jim Murphy and his team. They were always professional, knowledgeable, and incredibly supportive throughout the process. Even when a more complicated situation came up, Jim and his team took the time to find...
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Reply from Jim Murphy
October 13th, 2026 09:05 PM
Mitsuki, I appreciate your kind words and am pleased to hear about your experience with my team and me at Synergy One Lending, Inc. It's great to know that our professionalism and support made a positive impact, especially during the more complicated...
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Jim is incredibly knowledgeable, authentic, and helpful! We feel so lucky to have found him in our homebuying journey.
Reply from Jim Murphy
October 10th, 2026 03:14 PM
Dylan, I'm grateful for your kind words and happy to have been a part of your homebuying journey. At Synergy One Lending, Inc., providing knowledgeable and helpful service is what I strive for, and I'm pleased it made a difference for you.
Great team and Jim is awesome
Reply from Jim Murphy
October 3rd, 2026 11:24 PM
Daniela, thank you for recognizing the efforts of the team at Synergy One Lending, Inc. I'm glad to know you had such a positive experience.
Jim was very creative and gave us lots of finacing options for our unique situation. Our plans changed throughout the process and Jim was right there to help us navigate the entire process.
Reply from Jim Murphy
September 30th, 2026 03:47 PM
Christian, I appreciate your feedback and am pleased to hear that my creative approach and variety of financing options were helpful for your unique situation. At Synergy One Lending, Inc., I'm committed to assisting clients through changing...
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Jim and his team did an excellent job with the loan on this transaction. Communication and follow through were exceptional. We highly recommend their professional services! THE SHUTES TEAM
Reply from Jim Murphy
September 22nd, 2026 08:52 PM
Scott, I appreciate your recommendation and am glad to hear that the communication and follow-through met your expectations. It was a pleasure working with you and The Shutes Team on this transaction at Synergy One Lending, Inc.
Jim was very quick to respond even on nights and weekends! He was able to work with our work schedule and answered all our questions!
Reply from Jim Murphy
September 15th, 2026 05:43 PM
Latara, I appreciate your kind words about my responsiveness and flexibility. I'm glad I could accommodate your schedule and address all your questions. Thank you for choosing Synergy One Lending, Inc. for your needs.
Jim gave great advice and clearly walked us through our options.
Reply from Jim Murphy
September 12th, 2026 04:03 PM
Michael, I appreciate your feedback. I'm glad to know that my advice and guidance on your options were helpful. Thank you for sharing your experience.
Jim and his entire team are top notch! Always a pleasure to work with and I always know my clients are in good hands! They are great at communicating through every step of the loan process and its so nice to have confidence that they will get...
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Reply from Jim Murphy
September 11th, 2026 04:50 PM
Angie, I'm thankful for your kind words and your confidence in me and my team. It's great to know that our communication and commitment have provided a positive experience for you and your clients. Your recommendations mean a lot to us!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235