Jim Murphy
Producing Branch Manager
Washington State University
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Jim was very quick to respond even on nights and weekends! He was able to work with our work schedule and answered all our questions!
Jim gave great advice and clearly walked us through our options.
Jim and his entire team are top notch! Always a pleasure to work with and I always know my clients are in good hands! They are great at communicating through every step of the loan process and its so nice to have confidence that they will get...
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It was smooth.
Jim gives great advice in choosing the best loan options for buyers. Communication is exceptional!
Jim knows his stuff. His understanding of the market, loan process, and options buyers have is stellar. Combine that with great communication and work ethic, and it's a winning combo! Thanks Jim!
Reply from Jim Murphy
September 6th, 2026 06:40 PM
Tara, I appreciate your kind words. I'm glad to hear that my understanding of the market and dedication to communication made a positive impact on your experience. Thank you for taking the time to share your thoughts!
Jim and his team were wonderful to work with. I met them through my clients and together we put together a winning offer quickly and had a seamless closing experience. My clients were thrilled with his attention to detail and level of communication,...
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Reply from Jim Murphy
September 2nd, 2026 06:56 PM
Amanda, I'm grateful for your kind words and for sharing such a positive experience. I'm pleased to hear that the process was seamless and that both you and your clients were satisfied with the attention to detail and communication. It's wonderful...
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The communication we had in the course of the thevtransaction has been excellent.
Thankk yoy!
Very supportive
Reply from Jim Murphy
August 30th, 2026 03:06 PM
Odessa, thank you for your kind words. I'm glad to hear that you felt supported throughout the process.
Communication was great early on, but as closing approached and we moved to locking in a rate we felt as though there was a lack of transparency in how our rate and closing costs were calculated. Compensation was also never discussed, and it...
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Reply from Jim Murphy
August 21st, 2026 04:51 PM
David, I appreciate your feedback and understand how important transparency and consistent communication are in the lending process. That's why I showed you our margins via Zoom. I'm sorry to hear about the concerns you faced regarding the...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Non-QM
Reverse Loans
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Education
- Washington State UniversityBusiness Administration / FinanceBA managementApr 2004 -Dec 2008
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS - 1275965 - Licensed in: Washington, Idaho, Oregon, Arizona, California, and Colorado
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235