Jason Montoya
Loan Officer | NMLS # 234611
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are plac... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Let me begin by saying, "What an absolute dream of an experience".We first met Jason through a mutual friend earlier this year, and we were very fortunate to do so. As first time home owners, we were not well versed in mortgages. Much to our...
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Reply from Owner
January 9th, 2026 10:05 AM
We sincerely appreciate your detailed review, Mark! It's great to hear that you felt well-informed and supported throughout the process. Our goal is always to ensure the best possible experience for our clients. Thank you for the high recommendation...
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Jason is detail oriented, caring and very professional. He will walk you through the entire process and make sure you have a great experience.
Great doing business with you!
Reply from Owner
January 9th, 2026 10:05 AM
Thank you for your feedback, Eleni! We're glad to hear that you had a great experience with us. Your kind words about Jason's professionalism and attention to detail are greatly appreciated. We look forward to serving you again in the future....
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I recently worked with Jason on a deal for one of my buyers, and his service was exceptional. He demonstrated excellent strategy and professionalism throughout the process. He was incredibly attentive, always available to answer questions and...
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Reply from Owner
January 9th, 2026 10:06 AM
Thank you for your kind words, Merek! We're thrilled to hear about your positive experience with Jason. Your recommendation means a lot to us, and we look forward to assisting you and your clients in the future.
Jason was fantastic! Very professional, very quick, very efficient! A definite crowd pleaser!
Reply from Owner
January 9th, 2026 10:05 AM
Thank you so much for your kind words, Jim! I'm happy to hear that you enjoyed my service. Looking forward to working with you again!
Jason Montoya has received a review with 5 star rating from Yuri G
Reply from Owner
January 9th, 2026 10:05 AM
Thank you for your high rating, Yuri! We are glad you had a positive experience with our business, and we appreciate your support.
Extremely responsive, answered any question we had, very timely and organized.
Reply from Jason Montoya
July 14th, 2024 10:41 PM
I'm really thrilled to hear you felt well taken care of, Nadya. Your feedback is invaluable. It's always my aim to provide timely and organized service, and I'm glad that was reflected during our homebuying journey. Should you have more questions...
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Jason is experienced, always guide me in the right directions. This is the second time he helped me with refinance. He's always available when I need it to talk to him. I would use him again.
Reply from Jason Montoya
June 13th, 2024 02:22 AM
Thank you so much for the kind words and trusting me with your loans! Always a pleasure to work with. :)
Jason is very talented, professional, and friendly. He is always quick to respond to any questions. He really takes his time to explain any questions and source of confusion. More importantly, he was in constant communication with our realtor...
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Reply from Owner
January 9th, 2026 10:05 AM
Thank you, Damon Erfan Ghetmiri, for your kind words and recommendation. We strive to provide exceptional service to our clients every step of the way. We're glad to hear about your positive experience with us. We appreciate your trust in our...
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Jason is very talented, professional, and friendly. He is always quick to respond to any questions. He really takes his time to explain any questions and source of confusion. More importantly, he was in constant communication with our realtor...
read more
Reply from Jason Montoya
March 30th, 2024 02:51 AM
Thank you so much for the glowing review! You were a pleasure to work with and I so pleased we were able to assist you with your home purchase!
I recently became a first-time homeowner. I bought a beautiful 2 bed, 2 bath condo in San Diego.The whole process of buying a home and obtaining a mortgage was very confusing, but Jason guided me every step of the way from finding my price...
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About
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are placed into the strongest financial positions possible. My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
No Appraisal, No Doc HELOCS, close in as little as 5 days
Renovation, Fix and Flip, DSCR Investor loans
Down Payment Assistance
Mortgage loans including: Conventional, FHA, VA, Jumbo, HELOC, Commercial, Private money, and more
Mortgage, Digital HELOC, FHA, VA, Conventional, Jumbo, Super Jumbo, Reverse Mortgage, Renovation Lending, Down Payment Assistance, First Time Buyer, USDA, Non-QM
Conforming Fixed & Adjustable Rate
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Memberships
- University Club
- LGBTQ+ Real Estate Alliance
- Young Executive Society Emeritus
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234611
Awards
Achievements
- 10 years with Finance of America
Hobbies
- Hiking
- Traveling
- Wine Tasting
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235