Jason Montoya
Loan Officer | NMLS # 234611
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are plac... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jason Montoya has received a review with 5 star rating from Ken S
Reply from Owner
January 9th, 2026 10:05 AM
Thank you for the 5-star rating, Ken! We appreciate your support and look forward to serving you again.
Jason, was professional and delivered reault that we discussed. He is trustworthy and dependable .
Jason always responded promptly and always picked up his phone even on a sunday evening when i had a concern. Great to work with!
Reply from Jason Montoya
November 25th, 2024 07:19 PM
Thank you so much! It was a pleasurer working with you as well. :)
Always available to respond to my questions and his knowledge Pleasant to work with
Reply from Jason Montoya
November 25th, 2024 07:19 PM
Thank you for the review Hassan! I really appreciate it, and am so thrilled for you two and your new home!
10/10 highly recommend !! Jason was able to close two loans back to back that needed to be closed asap. Not only did he make it happen he was very informative and communicative through the whole process !! Thanks again Jason
Reply from Owner
January 9th, 2026 10:05 AM
Thank you so much for your recommendation, Alexis! We're thrilled to hear that Jason was able to assist you effectively with your loans. Our team always strives to provide informative and communicative service throughout the process. We appreciate...
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JasoJason went above and beyond to help with too long closings. HeHe managedHe managed to closeHe managed to close aHe managed to close ReliHe managed to close Reli really difficultHe managed to close a really difficult.He managed to close...
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Reply from Jason Montoya
November 25th, 2024 07:20 PM
Thank you so much!
He is awesome. He has a lot of patience explaining the different loan programs and scenarios that best fit your real estate needs. He also has a lot of experience and is easy to work with. He is always smiling as he truly enjoys what he does....
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Reply from Owner
January 9th, 2026 10:05 AM
Thank you for your wonderful review, Deysi! We're delighted to hear about your positive experience and appreciate your kind words. It's our goal to ensure that our clients feel informed and supported. Your recommendation means a lot to us!
Thanks Jason. Great Job!
Reply from Owner
January 9th, 2026 10:05 AM
Thank you, Rory! Was a pleasure working with you!
Thank you.
Reply from Jason Montoya
September 9th, 2024 04:57 PM
Thank you Rory! Was a pleasure working with you!
Jason is outstanding! His level of communication and patience are second to none. As I wrote in our Google review below, I would only pick Jason and Snergy One Lending for all of my personal and professional deals. It's hard to see why so many...
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Reply from Jason Montoya
November 25th, 2024 07:20 PM
Wow! Thank you for the kind words Mark. It was my pleasure to help you get this done!
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About
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are placed into the strongest financial positions possible. My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
No Appraisal, No Doc HELOCS, close in as little as 5 days
Renovation, Fix and Flip, DSCR Investor loans
Down Payment Assistance
Mortgage loans including: Conventional, FHA, VA, Jumbo, HELOC, Commercial, Private money, and more
Mortgage, Digital HELOC, FHA, VA, Conventional, Jumbo, Super Jumbo, Reverse Mortgage, Renovation Lending, Down Payment Assistance, First Time Buyer, USDA, Non-QM
Conforming Fixed & Adjustable Rate
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Memberships
- University Club
- LGBTQ+ Real Estate Alliance
- Young Executive Society Emeritus
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234611
Awards
Achievements
- 10 years with Finance of America
Hobbies
- Hiking
- Traveling
- Wine Tasting
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235