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Synergy One Lending, Inc., San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great service and an absolutely wonderful experience. I honestly don’t remember ever having such a smooth and pleasant experience with a mortgage broker before. From guiding us through every next step, to answering questions and clarifying...
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Everything from the speed of service, the advice, andswering questions to guiding Next steps. Never had such a pleasant and professional service before!
I had an excellent experience working with David Varela as my loan officer. From beginning to end, David was professional, knowledgeable, responsive, and always willing to go the extra mile.He made the entire loan process easy to understand,...
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David was absolutely phenomenal! His expertise was beyond anything we could have ever imagined! We couldn't have done it without him. THANK YOU DAVID!
You and your team did everying that you said you could and much moor. Service was outstanding I was kept up to date on every step through the process. Buying a home can be every stressful but with Synergy One Lending they made it very easy....
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Baha was really involved in the whole process. She was in close contact with us throughout the whole transaction and was another helpful resource to have. We are first time home buyers, but she made it easy to understand and would answer our...
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Matt is a great communicator and understands our position as homebuyers - being new parents, selling our current property, and navigating the market with our budget. He provides honest and insightful feedback to help our situation not just...
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Reply from Matthew Shaver
September 1st, 2026 06:49 PM
Hey Danny! Thank you very much for your ringing endorsement. I am super excited for you and your growing family now that you have more space to grow, and it is always a pleasure working with you.
Baha is the GOAT! She not only found the best option for our situation, she also got it done in record time. The entire time she made me feel appreciated and valued.
Reply from Baha Maleki
September 9th, 2026 06:13 PM
Maria, I'm grateful for your kind words. It's wonderful to know that you felt appreciated and that I could assist you efficiently. Thank you for trusting me with your needs!
Matt and his team were extremely attentive and proactive in working with us to gather documentation and approvals through the loan process. There were challenges that Matt shepherded and resolved going above and beyond to get us to the finish...
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Reply from Matthew Shaver
September 1st, 2026 06:53 PM
Wow Elaine, you sure know how to make someone feel special! You were an absolute pleasure to work with, and my team and I could not have accomplished what we did without your responsiveness and positive attitude. Thanks for being you..
In spite of some difficult challenges, Matt worked extra hard and really went to bat for us!
Reply from Matthew Shaver
September 1st, 2026 06:55 PM
Thanks Jerry, but the challenges weren't THAT bad (okay, maybe they were). My team and I just did what we do for all of our clients, but thanks for recognizing the effort. You and Elaine were a joy to work with.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235