

Janice Carroll
Mortgage Loan Officer

Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Janice made the morgage aspect of our home purchase the most seemless part of the process. Friends told me how grueling it was to work with larger institutions. Janice made it easy. She made us feel comfortable bringing our toddler twins to...
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As a Realtor, Janice and I have worked together for the past 10+ years and built a solid partnership. She has always assisted my clients with obtaining there loan and provides exceptional service. Janice always has the updated information about...
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I am a real estate agent who has worked with Janice over the past few years. During that time, Janice has provided me with excellent service providing home mortgages for my buyers. All have been funded ahead of schedule, with thoroughness,...
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I have worked with Janice for both my original FHA mortgage and also my recent refinance. I LOVE working with Janice and I recommend her to everyone I know!She has made both processes go very smoothly and always made me feel confident in each...
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Janice helped me twice and she was both times incredible. She helped me buy and refinance my house. She is very resourceful, honest, kind and returns phone calls. Believe it or not, someone who possesses great phone etiquette in this industry...
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery

Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.