

Janice Carroll
Mortgage Loan Officer

Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
Sun
9 AM to 6 PM
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Reviews from Web
If you’re purchasing a home and want a seamless transaction then I suggest you go to Janice. If you want someone who takes time explaining the process and answering all of your questions no matter what time of the day then go to Janice. If...
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Reply from Owner
November 28th, 2024 09:47 PM
Nhi, your words truly warmed my heart. I'm thrilled that you've had such positive experiences with our home purchasing processes. It's always been my pleasure to explain the process to you and answer any questions at any time. Your trust in...
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Being a realtor, you have to understand the wants the needs and the abilities of your clients a good loan Agent needs to have the same abilities to identify this in each clientI’ve sent Janice a couple of my clients some transactions being...
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Reply from Owner
August 7th, 2024 12:00 AM
Thank you for the taking the time to write such a nice review Candida! Teamwork makes the Dream Work! Really enjoy the opportunity to work with you!
Simply put, Janice Carroll is an outstanding mortgage loan officer! I know firsthand. Just in the last couple of months, I was able to close two transactions because of her expertise. She helped me with a buyer client and then she was able...
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Reply from Owner
June 4th, 2024 07:22 PM
Thank You Carl for taking the time to write such a kind review! It is always a pleasure working and collaborating with you.
Being a realtor, you have to understand the wants the needs and the abilities of your clients a good loan Agent needs to have the same abilities to identify this in each clientI’ve sent Janice a couple of my clients some transactions being...
read more
Reply from Owner
June 4th, 2024 07:35 PM
Thank you for the taking the time to write such a nice review Candida! Teamwork makes the Dream Work! Really enjoy the opportunity to work with you!
Just a little bit about janice I been knowing janice already for about 10 years she helped me with my first home purchase back in 2014, purchase went great in a short term everything was really clear the way she explained is so clear and helpful,...
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Reply from Owner
June 4th, 2024 07:27 PM
Thank you, Juan, for taking the time to write such a nice review! I appreciate you and your support and it's been a pleasure working with you over the years!
Janice is extremely knowledgeable, a go getter and gives exceptional customer service even under challenging circumstances! Janice is to be commended for the outstanding job that she did! Janice thanks for hanging in there and giving me the...
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Janice Carroll has received a review with 5 star rating from George L
Reply from Owner
January 4th, 2023 06:13 PM
Thank You George!
Janice was extremely helpful breaking down the process of getting a loan and answered all questions my partner and I had. She gave us various alternatives and did everything she could to help us get the loan for the house we wanted at a reasonable...
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Janice was extremely helpful breaking down the process of getting a loan and answered all questions my partner and I had. She gave us various alternatives and did everything she could to help us get the loan for the house we wanted at a reasonable...
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Janice was recommended by our realtor. She is very nice and bubbly. Unfortunately we haven’t had the best experience with Janice. We have had a hard time trying to communicate with her. After reading the reviews and highly recommended also...
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery

Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.