

Janice Carroll
Mortgage Loan Officer

Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
First time homebuyer 😊 and I am so pleased with Janice and her team’s assistance during my home buying process. Janice was attentive and easy to work with. No matter the time of day, if I had questions she would make herself available to answer...
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Reply from Owner
March 15th, 2025 12:18 AM
Deresha, Thank you so much for your kind words! 😊 It was truly a pleasure and honor helping you through your homebuying journey. I know how important it is to have someone guide you every step of the way, and I’m so glad you felt supported!...
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Janice is amazing!! She is incredible communication and takes care of each clients as an individual. She has a ton of products and a wealth of knowledge. Give her a call!
Janice was very helpful and very easy to talk to and understand. She explained all my questions and concerns in such detail that made the whole process very easy.
Best experience ever working with Janice B Carroll she made everything easy and simple easy to understand she is very hard-working very noticeable of her job look forward to working with her in the future and wouldn’t work with anybody else
Reply from Owner
November 28th, 2024 09:39 PM
It has been an honor working with you and Kurita over the years and I appreciate your kind words. Thank you for the fabulous review!
I referred a dear client friend to Janice. They could not have been happier. She cared for them at the level that I provide my clients and generally do not see from others. Caring and professional. I am a fan and will continue to work with...
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Reply from Owner
November 28th, 2024 09:41 PM
Thank you so much for your kind words, Paulette. I'm incredibly grateful for your trust and support in referring your dear friend to me. It's heartening to know that they were satisfied with the service. I am committed to maintaining the same...
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Janice was a pressure to work with. She answered every question we had and with great knowledge. Highly recommend.
Reply from Owner
November 28th, 2024 09:42 PM
I'm absolutely thrilled to hear such positive feedback, Monica! It was indeed a pleasure working with you and Daniel and I'm glad I could answer your questions effectively. Your recommendation means a lot to me, and I look forward to working...
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Janice made the process of getting our loan, easy, with her thoroughness, attention to details, quick and open communication, which ultimately made us feel relax and confident with what we needed to do and how we need to proceed. We look forward...
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Reply from Owner
June 17th, 2024 05:25 PM
Thank you Mark for your kind review! It was a pleasure assisting you both with your HELOC, your satisfaction is our top priority! Please don't hesitate to reach out, we're always here to help!
Janice is amazing! She provided answers to all my questions in a timely manner and assisted me every step of the way. Throughout the transaction, she provided updates and we were able to close early! Excellent work, Janice! Thank you for your...
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Reply from Owner
November 28th, 2024 09:45 PM
Thank you so much for your kind words, Priscilla. I'm thrilled to hear that you found my assistance valuable and I'm even happier that we could finalize everything ahead of schedule! As YOU are a Top-notch realtor and one of the absolute best...
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Janice was great, she got us the refinance we needed in the time frame we needed it.
Reply from Owner
June 17th, 2024 07:56 PM
Thank you Billy for the positive review! It was a pleasure assisting you with your loan, and I am thrilled I could meet your expecations! Thanks again for choosing me to help with your loan!
Janice was referred to me by others and I’m glad she was! It was a pleasure working with her, start to finish.She’s transparent and communicates well. I never felt lost in the process and made my experience straightforward.Her expertise and...
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Reply from Owner
November 28th, 2024 09:46 PM
Thank you ever so much for your kind words and 5-star rating, John. I'm delighted to know that you were pleased with my service and appreciated my communication style. I aim to make the loan process as straightforward and efficient as possible...
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery

Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.