Janice Carroll
Mortgage Loan Officer
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
Sun
9 AM to 6 PM
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Reviews from Web
Hello all, My experience with Janice was fantastic!!! She was very insightful, knowledgeable, and very professional. She made my home buying experience feel very easy. I've purchased properties before, but never had a lender make me feel so...
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Reply from Owner
March 27th, 2014 12:00 AM
Ahhh Cleo , U are the BEST!!! I really enjoyed working you too!
Janice was pro throughout the whole process of refinancing my townhouse - clear, direct, accommodating, patient (especially with all my number crunching), cheerful, and motivated to provide to me the best rate possible. I would recommend Janice,...
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My wife found Janice through a recommendation from a real estate agent. We found her friendly and very helpful, especially since it was very important to us that we move on a home purchase right away. She got us a good loan on good terms, and...
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Buying my house was a very stressful time for me. Ask Janice! She stood by me, listened to my concerns and helped me be calm. She gave me all the information I needed to make a good decision. I love my new home. Thanks Janice!
Reply from Owner
September 4th, 2014 12:00 AM
Darren! Thank YOU! It was my pleasure working with you! I love when work doesn't feel like work!!!! So Thank you!
Janice and her team were calling and following thru every single aspect of the entire process and made our experience nice and smooth.I was asked to bring the documents needed before they were requested.We were always one step ahead of the...
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She helped me with a loan in my current condo at Oak Road in Walnut Creek. She is very professional, great in following up with whoever was involved in the process of closing the escrow, and regularly updating me with my escrow status. At lease...
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Janice was recommended to me by a very trusted friend. I first used her services about ten years ago. It was a very stressful time in my life and I would never have been able to refinance my home if it wasn't for Janice coming to my office...
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I've been working with Janice, since I started this process a year ago. She started by telling me how to get my credit and life ready for a home purchase. She is knowledgeable, and efficient. She went over the numbers with me several times,...
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I'm a real estate agent with Coldwell Banker Solano Pacific in Benicia and my name is Francois Assemian. I have been working with Janice for the past 3 years and I can say that she is one of the best in the business and she always tries her...
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First time home buyer here and was was a little overwhelmed with the whole buying process. Janice helped me with all of my questions (and I was calling her almost every day) and guided me through everything. I trust her and her experience and...
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery
Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.