

Janice Carroll
Mortgage Loan Officer

Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
Sun
9 AM to 6 PM
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Reviews from Web
Janice was recommended to us by our niece who is a realtor. Our niece told us that Janice was great to work with and that we she would be able to help us. We are so glad that we followed her advice and called Janice, she is very professional,...
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Janice was recommended to us by our niece who is a realtor. Our niece told us that Janice was great to work with and that we she would be able to help us. We are so glad that we followed her advice and called Janice, she is very professional,...
read more
Janice helped me buy our home and helped us refinance when the time came. She made the process quick and easy both times. She is such an awesome lender that I refer her to all my clients!
very good loan officer I will not work with anyone else
Janice Carroll has received a review with 5 star rating from Mike C
While shopping for a new home sounds like a LOT of fun, I think we can all agree that the thought of going through the process of getting funding for that new home sounds like NO fun, at all. As a first-time homebuyer, I didn't know what to...
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While shopping for a new home sounds like a LOT of fun, I think we can all agree that the thought of going through the process of getting funding for that new home sounds like NO fun, at all. As a first-time homebuyer, I didn't know what to...
read more
Janice Carroll has received a review with 5 star rating from Jesus B
Janice Carroll has received a review with 5 star rating from Melanie N
Janice puts together all the information and by the time the auditors review your application, there is less questions and quite honestly, less hassle. She is honest, candid and tells you what you need and what you dont. Her professionalism...
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery

Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.