

Janice Carroll
Mortgage Loan Officer

Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 6 PM
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
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Reviews from Web
Janice was amazing to work with! She made the mortgage process smooth, fast, and stress-free. Her communication, professionalism, and dedication helped us close quickly and with confidence. I highly recommend her to anyone looking for a knowledgeable...
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A huge thank you to Janice!
She is a true professional at what she does. It was an easy transaction—100% recommended. Thanks again; I have no words to express my gratitude.
Janice was an outstanding mortgage lender throughout the entire process. She was knowledgeable, responsive, and always took the time to clearly explain each step, which made everything feel smooth and stress-free. Her attention to detail and...
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It was a great pleasure to work with Janice to buy our first home. We were on a tight schedule to purchase and move in during the Christmas holiday season. When we all thought it was mission impossible, Janice made it happen. We are truly grateful...
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Thank you so much
"Janice has deep understanding of the lending process and a talent for finding creative solutions to meet her clients' needs. Her extensive knowledge of loan products and programs, combined with her excellent communication skills, makes her...
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Janice Carroll has received a review with 5 star rating from Fabiola K
I cannot thank Janice Carroll at Barrett Financial Group enough!I first went to Janice with just an idea of what I wanted to accomplish—buy a second home. I knew I had equity in my first home but wasn’t sure how to take advantage of it to help...
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This is our 2nd time working with Janice and her team. Once again she did an amazing job helping us through our options and different scenarios. We were able to get a HELOC and purchase our second home. We didn't know how everything would go...
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Janice and her team are amazing! Janice was so easy to work with when my husband and I were applying for a home loan. She answered all of our questions and made sure we were comfortable throughout the entire process. I highly recommend Janice...
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery

Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.