James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Team was very responsive. List of items to address was clear which made it easy to prepare and execute. Questions received prompt responses. The different mortgage options were helpful for planning. everyone was friendly and professional
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Reply from James S. Carmody
May 5th, 2025 05:15 PM
Thank you for taking the time to write this wonderful & kind review, Alex! It was an absolute pleasure guiding you through this exciting process. I am honored to be here as a resource for you and your loved ones moving forward.
The Carmody team was very professional and polite. We were very comfortable trusting The Carmody team through the house buying process.
Reply from Carmody Team
May 5th, 2025 05:17 PM
Thank you for your wonderful review, Courtney! I deeply appreciate the trust you placed in my team throughout the process. I am always here as a resource for you and your loved ones moving forward.
James and his team were a huge help to my husband and I in securing our first home loan. He made the process easy and understandable. We would definitely recommend him to friends and family in the future.
Reply from James S. Carmody
April 22nd, 2025 03:44 PM
Thank you for your kind words, Brooke. It was an absolute pleasure assisting you and your husband. I am always here as a resource for you guys moving forward, and I wish you nothing but the best in your new chapter!
James is a class act, and was very responsive and upfront with everything.
What i didnt like, was that sensative docs were sent in email. That needs to be fixed.
Reply from James S. Carmody
April 19th, 2025 12:09 AM
Thank you so much for the great review and for trusting me with your financing Darin! I truly appreciate your kind words and the opportunity to work with you. I also appreciate your feedback regarding document security — it’s an important point,...
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Excellent communication and speed
Reply from James S. Carmody
April 18th, 2025 11:50 PM
Thank you Kristen, you were a pleasure to work with!
The communication throughout the entire process was excellent.
Reply from Carmody Team
April 18th, 2025 11:52 PM
Thank you Dustin! It was a pleasure to be of service.
James was great as usual!!
Reply from Carmody Team
April 18th, 2025 11:51 PM
Thank you for choosing to work with me. I am honored to be of service to you and your clients!
Customers service. Not pushy. Genuine. Great communicatior and educator.
Reply from Carmody Team
April 18th, 2025 11:54 PM
Thank you for the kind words Brian! It is always a pleasure working with you.
Great people to work with
Reply from Carmody Team
April 18th, 2025 11:55 PM
Thank you for your kind words Lorenzo. It was truly a pleasure helping you through your financing journey. I'm grateful for the opportunity to be part of such an important milestone!
the Entire team is extremely attendative to the customer and the customer's family's needs. They're extremely humble and go above and beyind beyond to make the experience as painless and as possible . The entire team was fantasti!
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Reply from Carmody Team
April 18th, 2025 11:56 PM
Thank you Douglas! I appreciate you taking the time to share your experience. I'm honored to have been part of your homebuying process, and I’m always here if you need anything in the future!
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235