James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I have the utmost confidence in James and his team. They are professional, yet personable, and stay on top of every detail before and during a transaction. I knew I could trust James with this particular high net worth client specifically because...
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Reply from James S. Carmody
September 15th, 2025 05:25 PM
Thank you for your kind words Dan! It was a pleasure guiding your client through the process. I deeply appreciate the trust you place in my team and am excited to work with you again soon!
The team communicated well and pushed to have everything done early So we could close on time.
Reply from James S. Carmody
June 30th, 2025 09:58 PM
Thank you for your kind review, Brad! I deeply appreciate you taking the time out of your day to write us these kind words. Your feedback means the world to us, and it was an absolute pleasure guiding you through this process. My team and I...
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The team is very professional.
Reply from Carmody Team
June 30th, 2025 10:03 PM
Thank you, Essy! It’s always a pleasure working with you. I truly appreciate your professionalism and the trust you place in me. Your business means the world. I’m always here to support you and your clients in any way I can!
Professional, detail-oriented, timely service, friendly
Reply from Carmody Team
June 30th, 2025 10:05 PM
Thank you for your kind words, Majid! It was an honor to walk you through this process. I truly appreciate the trust you placed in my team and me. We're always here to support you and your loved ones moving forward.
We felt like you were there every step of the way. This wasn't easy for you as we had to stop and restart our housing search a couple times and resubmit info
Reply from James S. Carmody
June 16th, 2025 03:40 PM
Thank you for your kind review Aaron! It was a pleasure helping you through this exciting process. I am always here as a resource for you and your loved ones moving forward!
Great job! Communication was awesome, client apprecaited all the education and escrow process was streamlined. Thank you!
Reply from James S. Carmody
May 20th, 2025 05:25 PM
Thank you, Noah! I deeply appreciate you taking the time out of your day to write this wonderful review. It is always a pleasure to work with you. It's realtors like you that make my job so enjoyable!
James Carmody is a true professional . He communicated w my side of the transaction (& all of us) fromstart to finish. Closed without a glitch and right on time. Great job team!thank you~****************************
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Reply from Carmody Team
May 20th, 2025 05:28 PM
Thank you so much for this wonderful review, Catherine. It was an absolute delight working with you through this transaction. I deeply appreciate your professionalism and clear communication throughout the entire process.
Thank you for being transparent, honest, and giving me the support through this process. Definitely will want to invest in properties with you.
Reply from Carmody Team
May 20th, 2025 05:30 PM
Thank you for your kind words, Anna! It was a pleasure to assist you through this exciting process. Thank you for placing your trust in my team and me. If you ever need anything moving forward, we are honored to be here as a resource for you...
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James and his team made all aspects of this buying experience as streamlined and painless as possible. From setting up a 21 day close to dealing with multiple issues and delays stemming from the seller James and his team were on top of everything!...
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Reply from James S. Carmody
May 7th, 2025 06:38 PM
Thank you for taking the time to write this stellar review Michael! It was an honor to work with you through this process. Thank you for putting your trust in my team and me. If there's anything I can do for you and your loved ones in the future...
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James and his team were very detailed oriented and communicative throughout the process. It made us feel like we had a true partner working and guiding us.
Reply from James S. Carmody
May 5th, 2025 05:10 PM
Thank you so much for your kind words, Catherine. It was a pleasure to guide you through the process. I am always here as a resource for you and your loved ones!
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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