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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    S
    Scott G
    Carlsbad, CA
    Posted on December 19th, 2017 09:55 PM
    I couldn't be happier. I definitely made the right choice going with you. My real estate had very positive things to say as well. Thanks!
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    Wendy G
    Carlsbad, CA
    Posted on December 19th, 2017 07:08 PM
    So easy to work with and so so so fast!
  • Encompass
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    Brenda S
    San Diego, CA
    Posted on December 1st, 2017 01:42 PM
    James was very accessible, he would call me for any news or updates that needed a timely response, and overall he has a great attitude and was fun to work with! I felt like he had my best interests in mind. I needed everything to happen in...
    read more
  • Encompass
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    Joe D
    San Diego, CA
    Posted on October 22nd, 2017 03:34 PM
    It takes a good mortgage broker to see your loan get approved in timely manner. Working with Synergy Lending One, they were so prompt to follow through problems that popped up to resolve. I knew my loan was going to make it through. What a...
    read more
  • customer
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    Nicholas P
    Posted on September 28th, 2017 03:46 PM
    James worked hard to make sure we got into the home we wanted on time!
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    Adam T
    Los Angeles, CA
    Posted on September 20th, 2017 05:00 PM
    I would have a backup when Aaron is out of the office to get answers from Jennifer. I would have really been happy if Jennifer did not potentially infect my computer when she didn't check my request for verification of a suspicious email.
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    Jennifer V
    Escondido, CA
    Posted on September 19th, 2017 11:26 PM
    Everyone was very friendly and the process went smoothly. Couldn't have asked for anything better.
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    Ashsha K
    Temecula, CA
    Posted on September 19th, 2017 02:33 PM
    Great team... professional... clear and direct communication.
  • Encompass
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    Alireza P
    San Marcos, CA
    Posted on September 18th, 2017 06:55 AM
    They are very fast, available, and on-time.
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    Bernard D
    San Diego, CA
    Posted on September 17th, 2017 10:34 PM
    I have to be honest and say that we sat down with James one time to talk about our first home finance options. His team was awesome! Aaron was our go to guy! Good Guys! Thanks for helping us get our home!
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235