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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    J
    Jesse A
    San Diego, CA
    Posted on September 8th, 2020 04:35 AM
    What made the experience great was the expeditious manner in which the logistics of the process were handled. Having a good team that were transparent with the inner workings of the process allowed me to be at ease during the stressful parts...
    read more
  • Encompass
    C
    Craig H
    San Diego, CA
    Posted on September 4th, 2020 02:57 PM
    James and his team were phenomenal throughout. What stood out most was their early and often approach to communicating with all the parties in the transactions. Krista sent out weekly updates on the buyer's file progress. It's great to have...
    read more
  • Encompass
    J
    James W
    San Diego, CA
    Posted on September 1st, 2020 09:03 PM
    Very helpful throughout, fantastic service. Thanks (again)!
  • Encompass
    B
    Bryan M
    San Diego, CA
    Posted on September 1st, 2020 08:05 PM
    Regular updates and open communication
  • Encompass
    J
    Joseph C
    San Diego, CA
    Posted on August 30th, 2020 07:49 PM
    You were on task with contract dates :) You also had great communication. It was nice working with you :) Jennifer
  • Encompass
    J
    Jeffrey T
    San Diego, CA
    Posted on August 29th, 2020 03:05 PM
    Awesome rate and helpful support staff!
  • Encompass
    J
    Jeremy T
    San Diego, CA
    Posted on August 29th, 2020 02:54 PM
    Lack of communication and unclear requirements. Frustrating when supervisors are being called without prior knowledge to me. We've used Synergy One for 4 mortgages or refinances, and will never go back after this experience. It's sad because...
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  • Encompass
    A
    Ali S
    San Diego, CA
    Posted on August 26th, 2020 05:54 PM
    James and his team made the entire process easy, pleasant, fun and exciting!! We always knew what the expectations were and his team walked us through it along the way. No questions were left unanswered and they delivered on every promise....
    read more
  • Encompass
    R
    Robin F
    San Diego, CA
    Posted on August 26th, 2020 03:10 PM
    The confidence and trust in James and the company is what matters most to me.
  • Encompass
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    Jessica T
    La Jolla, CA
    Posted on August 23rd, 2020 05:51 PM
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    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235