

James S. Carmody
Branch Manager | NMLS# 308051

It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The Carmody team is awesome!!! James ,Krista, Aaron and Gerry. They are great to work with and alwas willing to help. I highly recommend working with James and team. They are just awesome!!!
James and his team were amazing. Kept me in the loop through the entire process. James was very easy to get a hold of. If I missed him, he called you back within a few hours. I am an agent and have a preferred lender, but if my clients ever...
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Krista is very clear as to what she needs, responds fast to questions, and is a joy to talk to.
I rated my experience as "Great" for 2 specific reasons:1. The bottom line result from my home refinance reduced the monthly cost to live in our home by $302.00. With both of us going into retirement this year, that will be directly impact...
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This is not my first experience with James and Synergy One. James actually helped me with my first mortgage and he continues to surpass any expectations I have. James and his team were available to answer my numerous questions about the process...
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James and Krista!! Very nice people to work with and always willing to help!!
I do not want to post info using my name
James and his team took the time to talk us through this novel transaction for us. They answered all our questions, even the smallest ones. I know there was so much that happened to support us that I didn't even see. I highly recommend working...
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James and his team made this process so easy. As first time home buyers, he answered all of our questions and concerns. He genuinely cared about how we were doing through the process. Thank you for everything.
I have never had a lender give such great communication and guidance throughout the entire process like the timeline, etc. It really made a difference for my clients! And I always knew I would hear from you each week. From the initial contact...
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235