James S. Carmody's Cover Image
James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

ClaimedPro

Branch Manager | NMLS# 308051

Company Logo
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Company Logo
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    V
    Victor V
    EL CAJON, CA
    Posted on September 30th, 2020 12:06 AM
    The Carmody team is awesome!!! James ,Krista, Aaron and Gerry. They are great to work with and alwas willing to help. I highly recommend working with James and team. They are just awesome!!!
  • Encompass
    T
    Tom W
    Oceanside, CA
    Posted on September 29th, 2020 07:06 PM
    James and his team were amazing. Kept me in the loop through the entire process. James was very easy to get a hold of. If I missed him, he called you back within a few hours. I am an agent and have a preferred lender, but if my clients ever...
    read more
  • Encompass
    T
    Trevor R
    Los Angeles, CA
    Posted on September 25th, 2020 08:36 PM
    Krista is very clear as to what she needs, responds fast to questions, and is a joy to talk to.
  • Encompass
    B
    Brian P
    Bonita, CA
    Posted on September 21st, 2020 08:48 PM
    I rated my experience as "Great" for 2 specific reasons:1. The bottom line result from my home refinance reduced the monthly cost to live in our home by $302.00. With both of us going into retirement this year, that will be directly impact...
    read more
  • Encompass
    A
    Arun H
    San Diego, CA
    Posted on September 17th, 2020 07:54 AM
    This is not my first experience with James and Synergy One. James actually helped me with my first mortgage and he continues to surpass any expectations I have. James and his team were available to answer my numerous questions about the process...
    read more
  • Encompass
    J
    Jose S
    Chula Vista, CA
    Posted on September 17th, 2020 03:45 AM
    James and Krista!! Very nice people to work with and always willing to help!!
  • Encompass
    J
    Jennifer L
    San DIego, CA
    Posted on September 16th, 2020 11:36 AM
    I do not want to post info using my name
  • Encompass
    J
    Jessica L
    Sacramento, CA
    Posted on September 16th, 2020 05:58 AM
    James and his team took the time to talk us through this novel transaction for us. They answered all our questions, even the smallest ones. I know there was so much that happened to support us that I didn't even see. I highly recommend working...
    read more
  • Encompass
    J
    Jason M
    El Cajon, CA
    Posted on September 15th, 2020 07:59 PM
    James and his team made this process so easy. As first time home buyers, he answered all of our questions and concerns. He genuinely cared about how we were doing through the process. Thank you for everything.
  • Encompass
    A
    Angie W
    Sacramento, CA
    Posted on September 13th, 2020 10:19 PM
    I have never had a lender give such great communication and guidance throughout the entire process like the timeline, etc. It really made a difference for my clients! And I always knew I would hear from you each week. From the initial contact...
    read more
  • 361–370 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235