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Guild Mortgage - Jack O'Neal
Loan Officer

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Reviews from Web
Jack always does a great job. He is efficient and a great communicator!
Reply from Owner
November 3rd, 2025 03:34 PM
Thank you for sharing your thoughts. I’m pleased to hear that you find my communication efficient and effective. It’s important to me to provide a reliable experience. If you ever need any further assistance, feel free to get in touch.
I very much appreciate Jack's direct communication with me regarding the loan situation with the agent/buyer!
Reply from Guild Mortgage - Jack O'Neal
October 16th, 2025 04:10 PM
Thanks Brandi! Communication is a big part of how we have built our business! It was a pleasure to work with you, and we hope to have more opportunities to work with you in the future!
Great guy and awesome service . Couldn't have had any better
Reply from Guild Mortgage - Jack O'Neal
October 15th, 2025 10:13 PM
Thanks Phillip! It has been an amazing experience for me to get to know you and Kylee! Hope you continue to love your new home!
Jack is very professional and great to work with
Reply from Guild Mortgage - Jack O'Neal
October 10th, 2025 03:31 PM
Thanks Eddie! It's not often I have the opportunity to help someone I have known since grade school. Happy to be here for you and we were able to help you with your needs!
Bruna is amazing!!!!!!!
Reply from Guild Mortgage - Jack O'Neal
September 10th, 2025 02:44 PM
Thank you for sharing your enthusiastic feedback about Bruna. It's great to know you had such a positive experience. She is an amazing member of our team. If there's anything else on your mind or additional assistance you need, please don't...
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Mike Owen did a great job with my client Rebecca. Talked her through the whole process and made her very comfortable!
Reply from Guild Mortgage - Jack O'Neal
August 31st, 2025 12:47 AM
It's great to hear that Mike Owen provided such wonderful support to your client, Rebecca. I'm always pleased when my colleagues can offer such attentive service and make clients feel at ease. If there's anything else you or your client need...
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Jack is absolutely wonderful to work with. We've used him for two homes and couldn't be more impressed with his experience and expertise. He makes purchasing a home easy.
Reply from Guild Mortgage - Jack O'Neal
August 31st, 2025 12:49 AM
I'm so pleased to hear that your experience working with me has been wonderful enough for you to come back for a second home purchase. It's always my goal to make the process as easy and straightforward as possible, and your feedback reassures...
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Jack O'Neal was great to work with His knowledge and commitment were the best
Reply from Guild Mortgage - Jack O'Neal
August 28th, 2025 03:32 PM
Cory, Thank you for your review. It was a pleasure to work with you and Yvette again. The process was fun helping you both explore all the options. Glad to have been a part of your new home purchase! I know you will enjoy it for years to come!...
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You guys were willing to negotiate and communicate to make everything work.
thanks.
Reply from Guild Mortgage - Jack O'Neal
August 27th, 2025 08:15 PM
Jaron, Thank you for your kind words! Communication is key and we do our best to deliver on that. It was a pleasure to work with you! I look forward to the next opportunity to help you and your clients. Don't hesitate to call me any time!
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Mortgage low rate
Reply from Guild Mortgage - Jack O'Neal
August 18th, 2025 04:04 PM
I appreciate you taking the time to leave a review, Gregory. I'm pleased to hear that you found the rate competitive. If there are additional details or any other aspects of your experience you'd like to discuss, please don't hesitate to reach...
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.