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Guild Mortgage - Jack O'Neal
Loan Officer
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Jack led us through every step of the loan process with clarity and patience. He directed us to down payment assistance funds we were not aware of . Overall he had our best interest up front at all times!! We highly recommend doing business...
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Reply from Guild Mortgage - Jack O'Neal
April 6th, 2026 03:29 PM
I'm pleased to know that I could guide you through the loan process clearly and patiently. Supporting you in discovering down payment assistance options was important, and I'm glad it proved helpful. Ensuring your best interests were at the...
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Jack always helps us with our questions or concerns promptly.
Reply from Guild Mortgage - Jack O'Neal
April 3rd, 2026 06:07 PM
I appreciate your trust and am honored to have helped you relocate here and with this refinance to help you get needed funds out of your home equity!
Jack is a great guy and always answers my questions
Reply from Guild Mortgage - Jack O'Neal
April 3rd, 2026 03:29 PM
Thanks to both you and Kathy! I appreciate your trust in me and my team to help you again with your mortgage needs. It is an honor to have been able to help you with another home purchase! If you have any more questions or need further assistance,...
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...........
Reply from Guild Mortgage - Jack O'Neal
April 2nd, 2026 11:57 PM
I appreciate your positive rating. If you have any thoughts or feedback to share about your experience, I would love to hear more. I am here to help any way I can! Please feel free to reach out anytime.
Jack definately works to make sure the process goes smoothly and also has a history of helping the family members who end up inheritating a home with a Guild Mortgage product on it.
Reply from Jack Oneal
April 2nd, 2026 11:58 PM
I'm pleased to know that you found the process smooth and appreciated my efforts in assisting family members with inheritance matters related to Guild Mortgage products. It's always my goal to provide reliable support in these situations. If...
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Execution that you can
Reply from Guild Mortgage - Jack O'Neal
March 30th, 2026 07:54 PM
Robert, I appreciate the positive feedback. If there's anything more you'd like to discuss or need assistance with, I'm here to help.
Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Andrew S
Reply from Owner
March 30th, 2026 07:55 PM
I appreciate your positive rating, Andrew. If there's ever anything more I can do for you, please let me know.
Jack is very knowledgeable and experienced at his Job! Jack looks out for his customers! Jack is by far one of the best originator in the field! I would recommend Jack and his team to everyone I know who needs a loan.
Reply from Guild Mortgage - Jack O'Neal
March 2nd, 2026 08:02 PM
I'm grateful for your positive feedback, Andrew. It's rewarding to hear that my experience and commitment to looking out for my customers resonate with you. Your recommendation means a lot, and I'm here if you or anyone you know needs assistance...
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Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Felecia B
Reply from Owner
March 2nd, 2026 08:03 PM
I appreciate your perfect rating, Felecia. Thank you for your support! Looking forward to more opportunities to help you and your clients!
Jack is always so knowleagable and easy to work with! When you have a lender like him in your corner, you know the transaction will be smooth!
Reply from Guild Mortgage - Jack O'Neal
January 30th, 2026 07:42 PM
Felecia, Thank you so much for your kind words! I'm happy to hear that you find our team knowledgeable and easy to work with. Ensuring smooth transactions is a priority for me, and it's great to know you feel supported throughout the process....
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.