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Guild Mortgage - Jack O'Neal
Loan Officer
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Glasshouse
Reply from Owner
January 30th, 2026 07:44 PM
Jennifer, Thank you for the review! It was a pleasure to help you and am happy we were able to accommodate you and your financial needs. Please don't hesitate to call if I can ever do anything else for you.
We managed all the hiccups and sneezes very well together
Reply from Guild Mortgage - Jack O'Neal
January 9th, 2026 04:51 PM
Thanks Jennifer! It was a pleasure to help you and I am glad we were able to navigate a couple of the little hiccups that were out of our control. End result, you got exactly what you wanted!
Jack did a fantastic job with this transaction.
Reply from Guild Mortgage - Jack O'Neal
December 23rd, 2025 08:07 PM
I'm grateful for your positive feedback on the transaction. It’s reassuring to know that my efforts met your expectations. If there’s anything further I can assist with, please feel free to reach out.
Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Lena M
Reply from Owner
December 23rd, 2025 08:07 PM
I appreciate your high rating, Lena. If there is anything I can do for you in the future, feel free to reach out.
Jack worked very hard to make sure we had what we needed to be approved for our loan and get us a better rate. He really took care of us and we are super grateful!
Reply from Guild Mortgage - Jack O'Neal
December 2nd, 2025 11:44 PM
It's great to know that my efforts in securing the loan approval and achieving a better rate made a positive impact on your experience. I'm glad I could take care of your needs along the way. If you have any further questions or need assistance,...
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The team was very friendly and knowledgeable. they answered all of mine and my clients questions and made sure everything on their end ran smoothly.
Reply from Guild Mortgage - Jack O'Neal
November 19th, 2025 04:13 PM
I'm pleased that you found the team's friendliness and knowledge helpful. It's important to us that both you and your clients feel confident and informed throughout the process. Being new in the industry, we'd love to be your lending partner...
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As a listing agent, Jack was very communicative and kept me well-informed and confident about his buyers’ and their ability to get to the closing table
Reply from Owner
November 19th, 2025 04:14 PM
I appreciate you sharing your experience from the perspective of a listing agent. It's vital to maintain clear communication and keep all parties informed throughout the process, and I'm pleased that I was able to provide you with that assurance....
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Jack is very communicative, even with ne me as the liating agent for two deals in a short period of time. He kept me well-informed and confident of the buyers' abilities to follow through.
Reply from Guild Mortgage - Jack O'Neal
November 3rd, 2025 07:36 PM
It's great to hear that my communication helped keep you informed and confident during those two deals. Working closely with agents like you makes the process smoother for everyone involved. If there’s anything else you need or if more opportunities...
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Jack was very helpful and responsive during the whole process. He explained every thing step by step, answered all our questions and even showed up to help when the apprasial asked for a few minor repiars!!
Reply from Guild Mortgage - Jack O'Neal
November 3rd, 2025 03:33 PM
Dustin, I'm happy you are happy with the process! The appraisal condition was not something we were expecting, but glad we were able to address the issue relatively easily. Hope you are going to love the home! I see it didn't take long to start...
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Jack was on top of this transaction the entire time! Thank you
Reply from Jack Oneal
November 3rd, 2025 03:34 PM
Happy to help Paula! I'm glad to know I could stay on top of your transaction throughout the process. Thank you for your feedback, and if there's anything else you need, feel free to reach out.
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.