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Guild Mortgage - Jack O'Neal
Loan Officer

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Very happy with the service that Eric and Jamie provided for me Thankyou so much I will definitely recommend you to my friends and family very professional 😘
Reply from Guild Mortgage - Jack O'Neal
August 18th, 2025 04:03 PM
I'm so pleased to hear that you were happy with the service provided by our team. It's great to know that their professionalism left a positive impression on you. Your recommendation means a lot, and I'm here if you need anything else in the...
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It was a great experience.
Reply from Guild Mortgage - Jack O'Neal
August 11th, 2025 06:18 PM
Thanks James! It was a pleasure helping you land Rachel get your new home here in the Grand Valley! Please don't hesitate to reach out if you have any questions or concerns.
We had a great experience working with Jack and Bruna! From start to finish, they were incredibly professional, patient, and attentive to our needs. They took the time to really listen and understand our situation, answering all of our questions...
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Reply from Jack O'Neal
August 7th, 2025 09:40 PM
I'm delighted to know that you had such a positive experience working with both Bruna and me. It’s truly rewarding to hear that our professionalism, patience, and attentiveness made a difference in your journey. Taking the time to listen and...
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Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Scott H
Reply from Owner
August 11th, 2025 06:16 PM
Thanks Scott! We do our best to make sure we give you the best experience possible.
Professional, prompt and polite service
Reply from Guild Mortgage - Jack O'Neal
August 11th, 2025 06:17 PM
I appreciate you highlighting the professional, prompt, and polite service you experienced. It's important to me to ensure that each interaction meets those standards. If there’s anything further you need or any questions arise, don't hesitate...
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JACK WAS THERE EVERY STEP OF THE WAY WITH ANYTHING I NEEDED. JACK IS GREAT TO WORK WITH. HIGHLY RECOMMEND!
Reply from Jack O'Neal
July 11th, 2025 05:20 PM
It's wonderful to hear that I was able to support you every step of the way. Knowing that you found our collaboration positive and recommendable means a lot to me. If there's anything more I can assist with, please don't hesitate to reach out....
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Jack addressed all our issues quickly and without hesitation. He was easy to get in touch with and responded with solutions to everything right away.
Reply from Jack O'Neal
July 10th, 2025 04:38 AM
I'm glad to hear that I was able to address all your concerns swiftly and effectively. Accessibility and prompt solutions are key to making the process smoother, and I'm pleased I could deliver that experience for you. If there's anything more...
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Jack was great and worked with us after hours and helped us get into this house
Reply from Jack O'Neal
July 9th, 2025 09:11 PM
I'm glad to hear that I could support you after hours and help you get into your new home. It's rewarding to know that my efforts made a difference. If there's anything else you need, don't hesitate to reach out.
Jack was awesome to work with—super responsive, helpful, and made the loan process smooth for my clients. Jack is a go to pro!
Jo Jo Hubbard
RE/MAX 4000
Reply from Jack O'Neal
July 9th, 2025 02:30 PM
I'm glad to know you found working with me to be such a positive experience. It's great to hear that the loan process was smooth and that my responsiveness and assistance met your needs. Thank you for considering me a go-to professional. I...
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made everything easy and clear about the Loan. He's always pleasant to talk to. I'll always recommend Jack and would use him again if I ever get alone.
Reply from Jack O'Neal
July 7th, 2025 03:23 PM
I'm thrilled to hear that I was able to make the loan process easy and clear for you. It's wonderful to know that you found our conversations pleasant. Thank you for your recommendation, and I look forward to assisting you again in the future....
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.