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Guild Mortgage - Jack O'Neal
Loan Officer

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Reviews from Web
Top-notch service! Jack was great to work with, he's highly knowledgeable and responsive. I would certainly recommend him to anyone seeking a mortgage. It was wonderful to work with someone local who will answer the phone and deliver personalized...
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Jack was very helpful and responsive throughout the process of selling my home and buying another. He guided me in choosing the right loan for my needs. He accommodated multiple closing delays that were outside of his control without missing...
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Jack was a wealth of knowledge and support, and went above and beyond getting this deal to the finish line.
Reply from Guild Mortgage - Jack O'Neal
October 12th, 2026 07:42 PM
Scott, Thank youy for your kind words and glad to know that our support and knowledge were helpful in getting your deal across the finish line. At Guild Mortgage, it's always my goal to go above and beyond for my clients.
Bruna was very responsive and proactively communicated the status of the loan. She was pleasant and friendly, and a pleasure to work with. There were zero problems.
Reply from Guild Mortgage - Jack O'Neal
August 10th, 2026 08:50 PM
I'm glad to hear that Bruna provided you with such a responsive and pleasant experience. It's wonderful to know there were no issues along the way. Thank you for sharing your positive feedback! We have a great team!
Jack O'neal team is always one I recommend recommend to my clients looking for a lender!
Reply from Guild Mortgage - Jack O'Neal
July 3rd, 2026 08:42 PM
Thanks Lynn! Bruna and I love working with you and Brenda! Looking forward to many more!
Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Greice S
Reply from Owner
July 3rd, 2026 08:43 PM
Thank you, Greice, for the great rating! I appreciate your support and am here if you need anything in the future. Bruna and I are truly grateful for your business and trust that we will take care of you!
It was great to work with someone who speaks my language and explained how things work. Bruna Kame was attentive and helpful when I needed some clarification.
Reply from Guild Mortgage - Jack O'Neal
June 5th, 2026 11:42 PM
Bruna and I cannot Thank you enough for your generous review! I am so glad we were able to help you and Bruna was able to communicate with you in the language that works best for you!
Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Lori B
Reply from Owner
June 5th, 2026 11:43 PM
Lori,
Thank you for the generous review! It was a pleasure to help you and Mark purchase your new home. Please let me know if there is anything I can do to help you.
Jack was very friendly and professional. He kept us informed and made the process easier and convenient. Excellent experience, we highly recommend Jack and his team!
Reply from Guild Mortgage - Jack O'Neal
June 5th, 2026 11:45 PM
Thanks Lori! Your process was very smooth! Didn't have a lot to communicate! Thank you for trusting me with your mortgage needs! Let me know if we can ever help you with anything else!
Jack has excellent customer contact skills and knows the business.
Reply from Guild Mortgage - Jack O'Neal
June 3rd, 2026 07:14 PM
Brad, I'm pleased to hear that you valued my customer contact skills and business knowledge. Thank you for your positive feedback and rating! I appreciate your trust in me and my team to help your clients!
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.