Top 5%
Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Heidi is the best! From the pre-qualification process to closing, Heidi was the kindest most professional mortgage officer. The communication was open and clear, she even did her best to find all the programs we could qualify for in Maryland....
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Heidi is the best! From the pre-qualification process to closing, Heidi was the kindest most professional mortgage officer. The communication was open and clear, she even did her best to find all the programs we could qualify for in Maryland....
read more
Very responsive, knowledgeable and helpful. From the start to the closing, I never knew a mortgage process could be so easy. From the beginning, we knew what to expect, when to expect it, and were kept updated as soon as anything changes. Love...
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Very responsive, knowledgeable and helpful. From the start to the closing, I never knew a mortgage process could be so easy. From the beginning, we knew what to expect, when to expect it, and were kept updated as soon as anything changes. Love...
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The only person in the biz to deal with . Awesome service with a smile. Bonus is she has a horse and his name is Mr. Ed.
Kidding aside Ms. Gage and her team of professionals make the process painless .
Reply from Heidi Ickrath Gage
June 19th, 2019 12:35 AM
Thanks Kev! You’re the best!
She pretty much wanted all the documents up front before it got to the underwriter, which prepared me to have it in order sooner than requested. She always kept me updated just about every other day. I was very pleased with how fast my whole...
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Reply from Owner
August 13th, 2018 12:00 AM
Thanks for the review! I'm happy you had a great experience!!! Enjoy your new home!!!
This was my 4th Home purchase and the smoothest closing. Heidi Gage was available to answer my questions even proving examples as requested. Heidi was great!
Reply from Owner
November 6th, 2017 12:00 AM
Thank you for the wonderful review! It was absolutely my pleasure to help you with this purchase! I'm thrilled you found your dream home!!! Enjoy!!
I was worried I may have some trouble financing due to a credit problem from my distant past, but Heidi worked with me during every step of the financing process and made it seem like a breeze! She walked me through my various options and patiently...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
