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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Service was beyond expectation, best I have dealt with, and I have completed numerous real estate transactions. Communication was constant throughout process, very important. Issues and problems, and there always is, were dealt with and resolved...
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The team was very thorough and often quick with updates, needs, etc. The only drawback was our roofing contractor had an unpleasant experience in the back/ forth for validation and made sure to let us know. I cannot speak to the exact situation,...
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Reply from Heidi Gage at NFM Lending
August 10th, 2026 01:20 PM
Jeffrey, I'm glad to hear you were happy with the speed and thoroughness of our updates throughout the process. I apologize for any inconvenience your roofing contractor experienced and appreciate you bringing this to my attention. We are always...
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Working with Heidi was a pleasure. She is knowledgeable, responsive and caring.
Reply from Heidi Gage at NFM Lending
August 10th, 2026 01:17 PM
Jennifer, I'm grateful for your kind words. It's nice to know that you found my approach knowledgeable, responsive, and caring. Thank you for sharing your experience with me.
Exceptional service - made the 203K process straightforward and easy
Always heard that 203K loans were a nightmare, and was SO pleasantly surprised. Process was straightforward and guidance provided was exceptional.
Reply from Heidi Gage at NFM Lending
July 29th, 2026 07:47 PM
Courtney, I'm glad to hear that your experience with the 203K loan process was positive and straightforward. Providing exceptional guidance is something I strive for, and it's wonderful to know it made a difference for you. Thank you for sharing...
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Great Communication
Reply from Owner
July 29th, 2026 07:48 PM
BLUEU, I'm glad to hear that you appreciated the communication. Ensuring clear and effective communication is important to me, and I’m pleased it made a positive impact on your experience. Thank you for your feedback!
Communication was key
Reply from Heidi Gage at NFM Lending
July 29th, 2026 07:48 PM
Rose, I appreciate you highlighting the importance of communication in your experience. It's something I prioritize to ensure a smooth process for my clients. Thank you for sharing your feedback!
That this team was so knowledgeable of different programs to assist my client with his transaction
Reply from Heidi Gage
July 29th, 2026 07:48 PM
Deborah, I'm glad to hear that you found my team knowledgeable about the various programs available to assist your client. It's important to me to provide the best options for every transaction, and I'm grateful for your positive feedback....
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Heidi Gage at NFM Lending has received a review with 5 star rating from Robert G
Reply from Owner
July 29th, 2026 07:49 PM
Robert, thank you for the perfect rating. I appreciate your support and am glad you had a positive experience with me at NFM Lending.
It was a true pleasure working with Heidi and Joann. They were extremely diligent and professional throughout our entire loan process. Even with a few bumps along the way, they were able to smooth things out and we were still able to close...
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Reply from Heidi Gage at NFM Lending
July 29th, 2026 07:49 PM
Robert, I'm grateful for your kind words about Joann and me. It's good to know that our diligence and professionalism helped navigate the loan process smoothly, even with a few bumps. Thank you for trusting us to assist you, and I'm pleased...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
