Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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My experience working with NFM Lending and my loan originator was a positive one. I appreciated the time, patience, and guidance provided throughout the loan process. Purchasing a home can be overwhelming, especially when there are so many...
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Reply from Heidi Gage at NFM Lending
November 13th, 2026 12:43 PM
Exzandra, I'm glad to hear that your experience with NFM Lending and me was positive. I understand how overwhelming the home purchasing process can be, and I'm pleased that the communication and guidance provided were helpful to you. Your kind...
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Heidi was amazing to work with and very knowledgeable with the renovation loan process. I represented the buyer and she helped us to the finish line. The listing agent was also very pleased with Heidi. This would not have been possible without...
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Reply from Heidi Gage
November 13th, 2026 12:43 PM
Samantha, I appreciate your kind words and am glad to hear that my knowledge of the renovation loan process was helpful in reaching the finish line. Working with you and ensuring a positive outcome for everyone involved is always my goal here...
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Automated emails about progress isn't enough. Slow to respond, generally. No proactive messages or touchpoints throughout.
Heidi was excellent from start to finish. Great communication, quick response time, and she reallh worked with us to help make our purchase happen. We are very grateful for her support.
Reply from Heidi Gage at NFM Lending
November 4th, 2026 02:27 PM
Derronda, I'm glad to hear that you appreciated my communication and response time throughout your purchase process. It was my pleasure to work with you and support you in making it happen. Thank you for choosing NFM Lending.
Communication and overall clarification on loan information & understanding was lacking.
I am so glad I worked with NFM and Heidi gage! As a first-time renovation borrower, I had lots of questions and Heidi was patient, responsive and incredibly knowledgeable. She made a complicated process feel easy. NFM Lending is lucky to have...
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Reply from Owner
October 22nd, 2026 01:35 PM
Jean, I'm grateful for your kind words and recommendation. It's wonderful to know that I could make the renovation loan process easier for you at NFM Lending. If you ever have more questions or need assistance in the future, please don't hesitate...
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I am so glad i worked with NFM Lending. Heidi Gage was fantastic- organied,communicative,and always available. She guided me through the renovation loan with expertise and made closing seamles. 5 stars!
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:19 PM
Jean, I'm happy to hear you had such a positive experience working with me at NFM Lending. It's great to know that my communication and guidance made the renovation loan process smooth for you. Thank you for your kind words!
Would reccomend this team!
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:20 PM
Kara, I'm glad to hear that you would recommend my team at NFM Lending. Your support means a lot to me, and I'm happy you had a positive experience.
I had an excellent experience working with Heidi Gage and her team at NFM Lending on a recent FHA 203K transaction. Heidi and her team were knowledgeable, responsive, professional, and always willing to go the extra mile to keep the process...
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Reply from Owner
September 19th, 2026 04:22 PM
Joseph, I'm really pleased to hear about your positive experience with me and my team at NFM Lending. It's great to know that our knowledge and responsiveness met your expectations throughout the FHA 203K transaction. Thank you for your recommendation,...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
