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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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I am so glad I worked with NFM and Heidi gage! As a first-time renovation borrower, I had lots of questions and Heidi was patient, responsive and incredibly knowledgeable. She made a complicated process feel easy. NFM Lending is lucky to have...
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I am so glad i worked with NFM Lending. Heidi Gage was fantastic- organied,communicative,and always available. She guided me through the renovation loan with expertise and made closing seamles. 5 stars!
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:19 PM
Jean, I'm happy to hear you had such a positive experience working with me at NFM Lending. It's great to know that my communication and guidance made the renovation loan process smooth for you. Thank you for your kind words!
Would reccomend this team!
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:20 PM
Kara, I'm glad to hear that you would recommend my team at NFM Lending. Your support means a lot to me, and I'm happy you had a positive experience.
I had an excellent experience working with Heidi Gage and her team at NFM Lending on a recent FHA 203K transaction. Heidi and her team were knowledgeable, responsive, professional, and always willing to go the extra mile to keep the process...
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Reply from Owner
September 19th, 2026 04:22 PM
Joseph, I'm really pleased to hear about your positive experience with me and my team at NFM Lending. It's great to know that our knowledge and responsiveness met your expectations throughout the FHA 203K transaction. Thank you for your recommendation,...
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Timely communication and prompt actions.
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:20 PM
Joseph, I appreciate your positive feedback on my communication and responsiveness. At NFM Lending, I strive to ensure a smooth experience for each client.
Service was beyond expectation, best I have dealt with, and I have completed numerous real estate transactions. Communication was constant throughout process, very important. Issues and problems, and there always is, were dealt with and resolved...
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Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:20 PM
Robert, I'm grateful for your kind words and pleased to hear that my service exceeded your expectations. Ensuring constant communication and resolving any issues promptly is something I prioritize, so it's wonderful to know you had a positive...
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The team was very thorough and often quick with updates, needs, etc. The only drawback was our roofing contractor had an unpleasant experience in the back/ forth for validation and made sure to let us know. I cannot speak to the exact situation,...
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Reply from Heidi Gage at NFM Lending
August 10th, 2026 01:20 PM
Jeffrey, I'm glad to hear you were happy with the speed and thoroughness of our updates throughout the process. I apologize for any inconvenience your roofing contractor experienced and appreciate you bringing this to my attention. We are always...
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Working with Heidi was a pleasure. She is knowledgeable, responsive and caring.
Reply from Heidi Gage at NFM Lending
August 10th, 2026 01:17 PM
Jennifer, I'm grateful for your kind words. It's nice to know that you found my approach knowledgeable, responsive, and caring. Thank you for sharing your experience with me.
Exceptional service - made the 203K process straightforward and easy
Reply from Owner
September 19th, 2026 04:22 PM
Courtney, I'm glad to hear that you found the 203K process straightforward and easy with my help. At NFM Lending, we strive to provide strong service, and your feedback is truly appreciated.
Always heard that 203K loans were a nightmare, and was SO pleasantly surprised. Process was straightforward and guidance provided was exceptional.
Reply from Heidi Gage at NFM Lending
July 29th, 2026 07:47 PM
Courtney, I'm glad to hear that your experience with the 203K loan process was positive and straightforward. Providing exceptional guidance is something I strive for, and it's wonderful to know it made a difference for you. Thank you for sharing...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
