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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...

I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Beyond comparison! Efficient, fast, and very helpful. I switched lenders because the previous lender had no timeline and provided generic responses; it should not be this way. Heidi proved me right! Thank you so much for everything. In search...
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Reply from Owner
September 13th, 2021 03:01 PM
Thanks for the review! I’m so thrilled you’re pleased with my service! Can’t wait to help you on your next property!!!
Heidi was highly responsive. As you buy a mortgage you want to think through different scenarios and their impacts quickly, Heidi was especially good at making the numbers work for us.
Reply from Owner
September 13th, 2021 03:01 PM
Thank you Ian! It was wonderful working with you and your family!!
Amazing experience from beginning to end with Heidi. Very knowledgeable and explained everything so that it was easy to understand. She was patient and answered all of my questions as a first time home buyer. Would highly recommend to anyone...
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Amazing experience from beginning to end with Heidi. Very knowledgeable and explained everything so that it was easy to understand. She was patient and answered all of my questions as a first time home buyer. Would highly recommend to anyone...
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Heidi was great! On top of things, everything was clear, kept us informed. Everything you would want from a loan officer. We were even able to go to settlement a week earlier than previously planned.It was a great experience and would definitely...
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Heidi was great! On top of things, everything was clear, kept us informed. Everything you would want from a loan officer. We were even able to go to settlement a week earlier than previously planned.It was a great experience and would definitely...
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Heidi gage is a rockstar
She is the best in so many ways
Her response time is unexpectedly fast
Her personality is amazing
I hope she leads the way for many future leaders in this industry.
I cant say enough good things about her and her coworkers....
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Heidi gage is a rockstar
She is the best in so many ways
Her response time is unexpectedly fast
Her personality is amazing
I hope she leads the way for many future leaders in this industry.
I cant say enough good things about her and her coworkers....
read more
Heidi Gage was so great to work with. She was very accessible, explained everything clearly, personable, and helpful. I felt like I had a friend guiding me through the process. It was the best experience that I think could have been possible....
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Heidi Gage was so great to work with. She was very accessible, explained everything clearly, personable, and helpful. I felt like I had a friend guiding me through the process. It was the best experience that I think could have been possible....
read more
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.