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Heidi Gage at NFM Lending - Renovation Loan Manager/Loan Originator | NMLS# 213769 in Linthicum Heights, MD
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Heidi Gage at NFM Lending

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Renovation Loan Manager/Loan Originator | NMLS# 21...

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I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Reviews from Web
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    Twin C
    Posted on July 10th, 2021 03:03 PM
    Beyond comparison! Efficient, fast, and very helpful. I switched lenders because the previous lender had no timeline and provided generic responses; it should not be this way. Heidi proved me right! Thank you so much for everything. In search...
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    Reply from Owner
    September 13th, 2021 03:01 PM
    Thanks for the review! I’m so thrilled you’re pleased with my service! Can’t wait to help you on your next property!!!
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    Ian M
    Posted on July 6th, 2021 11:34 AM
    Heidi was highly responsive. As you buy a mortgage you want to think through different scenarios and their impacts quickly, Heidi was especially good at making the numbers work for us.
    Reply from Owner
    September 13th, 2021 03:01 PM
    Thank you Ian! It was wonderful working with you and your family!!
  • Zillow
    N
    Nicole B
    Posted on December 25th, 2020 05:09 AM
    Amazing experience from beginning to end with Heidi. Very knowledgeable and explained everything so that it was easy to understand. She was patient and answered all of my questions as a first time home buyer. Would highly recommend to anyone...
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    Nicole B
    Edgewater, MD
    Posted on December 24th, 2020 12:00 AM
    Amazing experience from beginning to end with Heidi. Very knowledgeable and explained everything so that it was easy to understand. She was patient and answered all of my questions as a first time home buyer. Would highly recommend to anyone...
    read more
  • Zillow
    M
    Mjdownes14
    Posted on September 23rd, 2020 06:06 PM
    Heidi was great! On top of things, everything was clear, kept us informed. Everything you would want from a loan officer. We were even able to go to settlement a week earlier than previously planned.It was a great experience and would definitely...
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  • Zillow
    M
    Mjdownes14
    Frankford, DE
    Posted on September 23rd, 2020 12:00 AM
    Heidi was great! On top of things, everything was clear, kept us informed. Everything you would want from a loan officer. We were even able to go to settlement a week earlier than previously planned.It was a great experience and would definitely...
    read more
  • Zillow
    M
    Matthew F
    Posted on March 14th, 2020 09:12 PM
    Heidi gage is a rockstar She is the best in so many ways Her response time is unexpectedly fast Her personality is amazing I hope she leads the way for many future leaders in this industry. I cant say enough good things about her and her coworkers....
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    Matthew F
    Essex, MD
    Posted on March 14th, 2020 12:00 AM
    Heidi gage is a rockstar She is the best in so many ways Her response time is unexpectedly fast Her personality is amazing I hope she leads the way for many future leaders in this industry. I cant say enough good things about her and her coworkers....
    read more
  • Zillow
    E
    Elisa C
    Posted on October 24th, 2019 02:43 AM
    Heidi Gage was so great to work with. She was very accessible, explained everything clearly, personable, and helpful. I felt like I had a friend guiding me through the process. It was the best experience that I think could have been possible....
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  • Zillow
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    Elisa C
    Havre de Grace, MD
    Posted on October 23rd, 2019 12:00 AM
    Heidi Gage was so great to work with. She was very accessible, explained everything clearly, personable, and helpful. I felt like I had a friend guiding me through the process. It was the best experience that I think could have been possible....
    read more
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    About
    I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    FHA
    Purchase and Refinance
    Renovation Loans - FHA, VA, Conventional
    Renovation Loan Financing for Purchase
    Renovation Loan Financing for Refinance
    Fannie Mae Homestyle
    FHA 203(k) Standard and Limited
    VA Renovation
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    What is the Search Rank Score®?
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    Positions
    • NFM Lending - Renovation Loan Manager
      Sep 10th, 2021 - Current
    • Movement Mortgage - Regional Renovation Manager
      Nov 1st, 2013 - Sep 1st, 2021
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    Memberships
    • GBBR
    • WCR
    • NAR
    • View All
    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 213769
    Videos
    Achievements
    • Top 1% Mortgage Originator - Mortgage Executive Magazine
    Hobbies
    • Travel
    • Renovations
    • Horses
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.