Top 5%
Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Ms. Gage did a awesome job .
Reply from Heidi Gage
March 31st, 2022 04:06 PM
Thank you for your kind words Chris! We loved working with you! Keep us posted on the project!!
Heidi was there every step of the way & made this a comfortable experience for me as a first-time homeowner :)
Reply from Heidi Gage
March 31st, 2022 04:06 PM
Thank you Kara! I'm so glad you were happy with the experience! I hope you are all moved in and enjoying the new home!!
Fairly responsive and accessible team. Knowledgeable about the process and kept things moving at a pace that met our timeline.
Very helpful overall, especially when translating the renovation plan into the format needed for the loan. Super responsive, and always productive interactions.
Great experience. For the most part everything was explained in detail. Made buying a house for the first time a pleasant experience.
Heidi and Heather really are the best. They really know the 203k process like the back of their hand. Great communication and work ethic. I didn't feel like I was just another deal.
Heidi and her team were very attentive and made sure the process went without hiccups. I look forward to working with NFM soon.
Assistant was communicative and helpful. Other communications were abrupt and not helpful. Website and signing documents were cumbersome
The experience was smooth and we had great communication.
Heidi Gage and her associate Heather Sozio were incredibly clear, communicative, and helpful. They were always available when I had questions or concerns and, despite some difficulties with the appraisal, were able to get everything taken care...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
