Top 5%
Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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The whole team are great.
You guys were awesome, Steve, Heather and Heidi did everything in there power to get things done. I feel they pushed every step of the way to get the loan closed for us. We, very much appreciate all your help
The only thing that was confusing for both of us was we kept getting the same list of outstanding items and we had completed some of them or at least partly. If there could have been more specific updates rather than a copy/paste it would have...
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Bart, Heidi, and Heather are fantastic! The communication was unbelievable and the rate at which things got done was amazing. This was a dream team to work with, from start to finish. We knew exactly what was expected and when. Loved working...
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Very well conversed with the regulations,courteous and dedicated to her client.Heidi walked me through the whe process with clarity and patience which are very important qualities to a first time home owner.I never felt overwhelmed by her expectations,she...
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Reply from Heidi Gage
May 24th, 2022 12:53 PM
Chris,I can't thank you enough for your kind words. You brought me to tears....in a good way. This is my "why" - I'm beyond thrilled that you and your family finally realized your dream of home ownership. Best wishes and blessings to you all...
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The entire process was a great learning experience. Heidi was very insightful and informative.
Heidi and Heather were both great to work with! Not only were they knowledgeable about the process and all the documentation that was needed, but they were very well organized and on top of everything that needed to get done. I had expected...
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Its not every day that I like seeing my money leaving my account. Heidi made it quick and painless. Never been happier.
You all are great at what you do and made it happen. Thank you so much for the time, energy, and creativity. Will definitely send people your way.
Thanks,
James
Reply from Heidi Gage
March 31st, 2022 04:04 PM
Thank you James! We were so pleased and loved working with you! Enjoy your "new" lakefront home! :)
The finish line is here 44 days later and closed what cam I say a record
Reply from Heidi Gage
March 31st, 2022 04:04 PM
Thank you for the kind words Matthew! have fun with the reno and the new home!!!
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
