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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...

I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Very personable. Communication was through the roof. They understood our needs and were very flexible and fast! The service was outstanding!
Working with Heidi and Heather was a great experience. They were able to work with us to get us out of a bad experience with our previous lender. They were prompt, and personable. They helped us make closing ON TIME even using a complicated...
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I felt very comfortable working with NFM and the whole team. When I ended up working with Heidi, she was very personable and I was able to ask her any questions and felt that I could trust her.
Heidi Gage at NFM Lending has received a review with 5 star rating from MIke E
Heidi was professional, knowledgeable, expedient and friendly.
Heidi was wonderful explaining all our options and was always available if we had questions or concerns. Heather was also great to deal with and made the administrative details go smoothly. Both were excellent in communicating next steps.
This was the most organized and painless mortgage process I have ever experienced. If I have mortgage needs in the future, this would be the only place I would utilize. Amazing service and experience. The whole team was unbelievable.
I can't thank Heidi and her team enough for helping me with my new house purchase! It was a complicated deal and they were there every step of the way. I highly recommend to anyone buying a home! You get very individual, personal attention...
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Heidi and her team were wonderful to work with. Answered every question I had and went above and beyond to work with my family and I to get the loan completed as fast as possible. I have been using Heidi Gage for all my loan needs for many...
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Heidi and her team are very friendly and were on top of everything. She got my loan processed very quickly
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.