

Hardeep Rai
Executive Mortgage Loan Originator

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Working with Hardsdeep was a great experience. He was professional, responsive, and took the time to explain every step of the loan process. Everything went smoothly thanks to their expertise and clear communication. I’d definitely recommend...
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Hardeep was amazing through my home buying process. He was available any day at anytime and was an excellent communicator. He did everything he could to help me feel comfortable.
Hardeep Rai has received a review with 5 star rating from Kelly B
Hardeep helped me close on my first property - a Duplex in Sacramento, CA. His knowledge and industry connections were invaluable in getting the deal done and he was a pleasure to work with.
There are no words to express the appreciation that my husband and I have for Hardeep and the whole team. They have been so helpful with getting us to close on our first house. Hardeep Rai and our realtor Torin Garza worked hand in hand with...
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Very great, helped with everything and was with me every step of the way while I did my home searching
Hardeep Rai assisted me on purchasing my very first home in 2024. He was an excellent loan officer that answered hundreds of questions that I had since I am brand new to the home owner game. He helped me break down my options & all the numbers...
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What can I say about hardeep and his team the made the process of buying my first home 10 x easier and walked me though the process cause I came in not knowing anything and now with Hardeep’s help I am very knowledgeable with being a first...
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Working with Hardeep was a fantastic experience! He provided personalized service and tailored advice that helped me find the best mortgage for my needs. His expertise in the market was evident, and I felt confident making decisions with his...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2012
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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