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Hardeep Rai - Executive Mortgage Loan Originator in Irvine, CA

Hardeep Rai

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Executive Mortgage Loan Originator

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
    S
    Steven H
    Loomis, CA
    Posted on August 16th, 2026 04:47 PM
    Courteous, professsional, responsive and knowledgeable
  • SFTP
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    Loren S
    Sacramento, CA
    Posted on August 15th, 2026 12:04 PM
    5 star experience!!Navigating a home refinance felt overwhelming at first, but working with Hardeep and his team made the entire experience seamless and stress-free.​From day one, their communication was truly exceptional. Every step of the...
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  • SFTP
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    Briana C
    El Dorado Hills, CA
    Posted on July 22nd, 2026 04:59 AM
    Great communication and timely service!
  • SFTP
    M
    Marianne C
    Sacramento, CA
    Posted on July 18th, 2026 02:40 PM
    Very see smooth experience, any questions I had, Hardeep took the time to explain it thoroughly for me!!! He ead Very kind & professional..I would give him a 50star rating !!!!'
  • SFTP
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    Vidur D
    Elk Grove, CA
    Posted on July 17th, 2026 10:10 PM
    I appreciated Hardeep's insight and responsiveness to my questions. With his guidance we closed on time and saved a nice chunk of money upfront.
  • SFTP
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    Philippe B
    Petaluma, CA
    Posted on July 14th, 2026 02:07 PM
    Fast and questions were answered when we didn't understand something
  • SFTP
    B
    Blythe H
    Fair Oaks, CA
    Posted on July 12th, 2026 01:57 PM
    Dependable
  • SFTP
    D
    Danielle M
    San Bruno, CA
    Posted on June 27th, 2026 09:14 PM
    Hardeep was extremly attentive and detail orriented throughout the entire process. He answered every single question I had right away and genuinely was a pleasure to work with. He and everyone on the team were amazing!
  • SFTP
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    Sara B
    Roseville, CA
    Posted on June 24th, 2026 03:58 PM
    Hardeep was a pleasure to work with. He was super knowledgeable and always super responsive .
  • SFTP
    C
    Cui W
    Sacramento, CA
    Posted on June 15th, 2026 05:43 PM
    Working with Hardeep was a great experience. He was knowledgeable, responsive, and guided us through every step of the home loan process. He answered all of our questions promptly and made the entire transaction smooth and stress-free. We truly...
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing