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Hardeep Rai - Executive Mortgage Loan Originator in Irvine, CA

Hardeep Rai

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Executive Mortgage Loan Originator

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
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    Cui W
    Sacramento, CA
    Posted on June 15th, 2026 05:43 PM
    Working with Hardeep was a great experience. He was knowledgeable, responsive, and guided us through every step of the home loan process. He answered all of our questions promptly and made the entire transaction smooth and stress-free. We truly...
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    Kasthuri M G
    Posted on May 22nd, 2026 07:48 PM
    I had a wonderful experience working with Hardeep. Throughout the buying process, he provided all the necessary information needed to make an informed decision about purchasing the house.
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    Wayne B
    Posted on May 18th, 2026 12:38 PM
    We had an excellent experience working with Hardeep and the team throughout our home loan process. From start to finish, they were professional, responsive, and incredibly knowledgeable. They took the time to explain every step clearly, answered...
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    Sanjana L
    Posted on May 16th, 2026 10:17 PM
    We are incredibly grateful to Hardeep Rai and Xome Home lones team for their outstanding coordination, communication and genuine care in getting our first house closed successfully 🙏🙏🙏
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    Robert D L P
    Posted on May 12th, 2026 08:32 PM
    Our recent home purchase was made outstanding thanks to Hardeep. He demonstrated exceptional professionalism, responded quickly, and explained everything in an easy-to-understand way. I strongly recommend Hardeep to anyone considering buying...
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    Mitzi M
    Posted on April 16th, 2026 03:54 PM
    I had an outstanding experience working with Hardeep as my loan officer during the home buying process. From start to finish, he was professional, incredibly knowledgeable, and genuinely supportive. He took the time to clearly explain each...
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    Jesse B
    Posted on March 23rd, 2026 01:30 PM
    Hardeep and his team went above and beyond with our home purchase. The process went smooth and stress free. Very professional and responsive, I will definitely recommend Hardeep to family and friends.
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    Morgan S
    Posted on March 16th, 2026 10:24 PM
    Hardeep was amazing from the start! Super Bowl Sunday we found our dream home, he dropped everything and got to work on getting us pre approved same day and there wasn’t a single hiccup along the way. Highly recommend Hardeep and his team!
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    David S
    Posted on February 17th, 2026 06:21 AM
    Hardeep And his team did a fascinating job. It was not flashy, but professional. The process was very quick (I had no headache In this whole process of buying my house) Well, done.
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    Pankaj A
    Posted on February 10th, 2026 09:35 PM
    We had an excellent experience working withHardeep Rai. He made the mortgage application and qualification process feel truly seamless from start to finish. He clearly explained every step, stayed on top of timelines, and made sure we always...
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing