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Hardeep Rai - Executive Mortgage Loan Originator in Irvine, CA

Hardeep Rai

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Executive Mortgage Loan Originator

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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    Erin M
    Posted on February 10th, 2026 07:15 PM
    We worked closely with Hardeep and his very professional team, and it was a fantastic experience. They were attentive to every detail, it was an emotional journey, as home buying is, and they we patient and had our backs the entire way. Their...
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    Selome T
    Posted on February 6th, 2026 11:07 PM
    Hardeep was very helpful and responsive. I’m thankful for his support during my home purchase.
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    Regan B
    Posted on January 26th, 2026 09:02 PM
    When I say that I dont think I could have done this without Hardeep, I am not exaggerating. As an artist in California I thought home ownership was really unreachable for me. I admit he did some hand holding, lol, and he got me through this...
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    Savong K
    Posted on January 20th, 2026 01:38 AM
    Hardeep was so professional, patient & understanding. He walked us through the loan process smoothly while having a backup plan if anything didn’t work out the way we wanted too. His expertise was very thorough while providing us the ability...
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    Shakira B
    Posted on November 29th, 2025 03:25 AM
    Hardeep Rai has received a review with 5 star rating from Shakira B
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    Chad B
    Posted on November 19th, 2025 06:24 PM
    Hardeep was Absolutley incredible. He was transparent with every step of the process and truly made it such an easy thing to do. I highly recommend Hardeep if you are buying a home or thinking about buying a home. This guy will truly make the...
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    Omid S
    Posted on October 16th, 2025 03:41 PM
    Hardeep and his team help deliver the best possible service throughout my home buying process. I highly recommend him and his team for your home purchase.
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    Colleen M
    Posted on October 9th, 2025 05:12 PM
    Hardeep Rai has received a review with 5 star rating from Colleen M
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    Janiece
    Posted on October 5th, 2025 02:37 PM
    I can’t say enough good things about my experience with Hardeep! He was incredibly patient and took the time to answer all my questions — even when I asked the same things more than once. He always stayed positive and made sure I fully understood...
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    AaronKomal P
    Posted on September 25th, 2025 10:52 PM
    I worked with Hardeep on my recent home loan, and I was really impressed by the clear and consistent communication throughout the entire process. He always kept me updated, responded quickly to my questions, and explained everything in a way...
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Year Started

    2012

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing