Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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If you are tired with corporate America dragging their feet for months just to end up telling you no, you need to go see Gerry. He will do whatever it takes to help you as fast as possible. He is my go to guy on mortgages in the future, and...
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We were first time homebuyers who did not have the greatest credit history, but stellar rental history. Gerry worked hard to find us a loan and make it stick. He was always available with a quick response and cleared up any misunderstandings...
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Gerry Phillips has received a review with 5 star rating from Jake W
Outstanding service, and thoughtfull help!!!
A great experience. He is always ready to help and answer questions. Returns calls promptly.
Great to work with, made the process very easy . We will use Gerry again on our next mortgage.
Gerry has always been on top of the Mortgage lending game! Knows his product and has awesome communication skills! Highly Recommended!
Gerry has been assisting my buyers for four to five years now and has always brought the deal to the closing table.
As a Real Estate Broker at the Lake, I have worked with Gerry on an number of transactions. I have always found him to be knowledgeable, enthusiastic and extremely detailed. He takes the time to learn the buyer's situation and makes his recommendation...
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As a Realtor, Gerry and I have worked together numerous times getting my clients successfully to the closing table. Unlike most lenders Gerry Phillips is available to me and his clients day or night seven days a week.
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org