Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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I purchased my first lake house two years ago with Gerry. Since then I have refinanced with him. Excellent experience! Gerry is so helpful, fast and very clear about what is needed and the next steps in the process. I will only use Gerry in...
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Gerry was very knowledgeable and efficient. We had been in the buying process for way longer than we had needed to be. We finally decided that we needed to find a new Linder. We found Gerry and it was the best find ever. He took into account...
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Gerry is one of the most knowledgeable mortgage lenders I know! He will do what he can to help you the best possible way.
Gerry Phillips is the best we’ve ever worked with! We were out of town buyers with a quick timeline, and Gerry went above and beyond to make sure everything was taken care of. We had one chance to go down and close, and he made sure it happened....
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Gerry is one of the hardest working lenders at the lake. He is very honest and upfront with his clients. You will find him at an open house most weekends meeting potential clients and on the phone working with current clients. Gerry works from...
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Gerry is great to work with! He handled our mortgage loan in a timely fashion and we were very pleased with his work. He is very responsive and helpful with any and all questions. I would strongly recommend Gerry to my friends and family.
Purchased a condo in August of 2020. Gerry was extremely helpful and patient as he guided us easily through the entire process from loan application until closing. By the way, Gerry, the cookies were very good.
Gerry works hard for his clients. His communication is top notch.
Gerry always stays on top of loan details and is there to get the property closed on time.
Gerry is great to work with! He has handled two mortgages for us and we were very pleased with his work. He is very responsive and helpful with any and all questions.
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org