Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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    Brian C
    Posted on April 16th, 2020 02:59 PM
    Heather is our go to both personally and professionally. She is sharp, savvy and doesn't waste ones time. She has a very solid business mind and puts the clients needs above any deal. We take comfort in knowing that she genuinely looks out...
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    Brian C
    Posted on April 16th, 2020 02:59 PM
    Heather is our go to both personally and professionally. She is sharp, savvy and doesn't waste ones time. She has a very solid business mind and puts the clients needs above any deal. We take comfort in knowing that she genuinely looks out...
    read more
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    Kimberly G
    Posted on April 16th, 2020 02:17 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Kimberly G
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    Kimberly G
    Posted on April 16th, 2020 02:17 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Kimberly G
  • google
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    Kimberly G
    Posted on April 16th, 2020 02:17 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Kimberly G
  • google
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    Kimberly G
    Posted on April 16th, 2020 02:17 PM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Kimberly G
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    Wayne G J
    Posted on March 27th, 2020 04:19 PM
    Buyers beware !!!We thought buying a home would be fun but a nightmare. First of all the communication is awful with this company. They rarely answer your calls and txt messages as well. They rarely tell you the truth about what's going on...
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    Reply from Owner
    January 9th, 2026 08:23 AM
    Mr. Green, I am sorry you did not have a good experience with your lender. However, I was not your lender and your review is not a reflection of my business. I hope you will consider removing your review and leaving the review on the correct...
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    Sharon C
    Posted on February 11th, 2020 01:48 AM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Sharon C
  • google
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    Sharon C
    Posted on February 11th, 2020 01:48 AM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Sharon C
  • google
    S
    Sharon C
    Posted on February 11th, 2020 01:48 AM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Sharon C
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
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    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing