Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
  • SFTP
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    Tyler L
    Midlothian, VA
    Posted on December 27th, 2021 10:58 PM
    You made this process super simple!
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    William C
    Norfolk, VA
    Posted on December 18th, 2021 02:40 AM
    This mortgage company made my first time Home buying experience PERFECT. Every single person i was in communication with was incredibly friendly & professional.
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    Whitney S
    Myrtle Beach, SC
    Posted on December 16th, 2021 10:15 PM
    Fast and easy process on refinancing my home. Heather and her team are quick to respond and helpful every step of the way!
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    Nathan H
    Mechanicsville, VA
    Posted on December 15th, 2021 11:49 PM
    A phone call from headquarters would be better. To much to list. If there is an employee shortage and covid reasons, than someone needs to know when to say your to busy. It doesnt do anything but make bad experiences and bad reviews. Thanks
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    Roger D
    Aylett, VA
    Posted on December 3rd, 2021 01:39 PM
    I needed a speedy closing and this team delivered as they said! I can't say enough.
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    Christopher C
    Hague, VA
    Posted on November 30th, 2021 10:48 PM
    Great experience! Will use again!
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    Stephany B
    Spotsylvania, VA
    Posted on November 25th, 2021 06:35 PM
    We had the BEST experience with Leslie and Tabitha! They were so available and communicative! We are so grateful for them!
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    Kristin N
    Spotsylvania, VA
    Posted on November 22nd, 2021 05:34 PM
    She had done mortgages for me in the past so a lot of the beginning work she was able to do for me. Made things much easier on my end.
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    Yvonne F
    Stafford, VA
    Posted on October 22nd, 2021 01:26 AM
    From the onset of the inquiry and throughout the entire refinance process, Heather and her team were accommodating. Regardless of the questions asked, a response was received immediately via phone, email and even via text at any time of the...
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    Kellie G
    Spotsylvania, VA
    Posted on October 19th, 2021 12:31 PM
    Heather was responsive and very knowledgeable. Thanks again Heather for a great experience!!
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
    • View All
    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing