Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
  • SFTP
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    Kofi O
    Stafford, VA
    Posted on October 19th, 2021 04:41 AM
    Her expert knowledge for the process.
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    Mary S
    Fredericksburg, VA
    Posted on October 15th, 2021 07:42 PM
    Heather and her team are amazing!! Thank you for all your help in my refinance process.
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    Eric J
    Brandy Station, VA
    Posted on October 13th, 2021 10:10 PM
    Heather and her team were fantastic!
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    Diana H
    Quinton, VA
    Posted on October 13th, 2021 12:24 AM
    Leslie Query was always available and able to do amazing things to make my loan be exactly what I needed and exceeded my expectations!
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    Thornton S
    Locust Grove, VA
    Posted on October 9th, 2021 08:30 PM
    Movement mortgage made everything so easy and smooth,the hardest part was making the phone call.
  • SFTP
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    Karen J
    Mineral, VA
    Posted on October 5th, 2021 03:27 PM
    Heather was great to work with. Very experience in her field of work.
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    James F
    Locust Grove, VA
    Posted on October 3rd, 2021 08:39 PM
    Heather is very easy to work with. Her and her team really provided an excellent and streamlined process.
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    Michael J
    Hughesville, MD
    Posted on September 24th, 2021 07:41 PM
    Was a pleasure working with Movement!
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    Jennifer E
    Mineral, VA
    Posted on September 23rd, 2021 10:22 PM
    Overall great experience but sometimes communication wasn't 100%.
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    Matthew A
    Spotsylvania, VA
    Posted on September 21st, 2021 03:33 PM
    The process with Heather and her team is very smooth and efficient.
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
    • View All
    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
    • View All
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing