Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
  • SFTP
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    Michael S
    Fredericksburg, VA
    Posted on March 24th, 2022 07:43 PM
    Heather and team were able to move very quickly, communicated throughout the mortgage process, and ensured everything was completed ahead of schedule.
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    Daniel S
    Monterey, TN
    Posted on March 19th, 2022 12:43 PM
    Better communication about where we were in the process. Finding out we were closing the day of the actual closing meant work and other commitments we had made that day had to be shifted to accommodate. Also, assumptions were made that we knew...
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    Kristian P
    Columbia, MD
    Posted on March 18th, 2022 08:58 PM
    Very easy and streamlined process. Communication was phenomenal. There were no delays whatsoever.
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    Phyllis A
    Fredericksburg, VA
    Posted on February 23rd, 2022 09:22 PM
    Everyone was so helpful with all the paperwork. Took the time with me to help me get everything done and signed. I truly appreciate all that was done. I love my new home. Bless all of you. Phyllis H Acors
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    Chad H
    Myrtle Beach, SC
    Posted on February 1st, 2022 08:27 PM
    Made my dream come true!
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    Jessica M
    Fredericksburg, VA
    Posted on January 27th, 2022 08:27 PM
    Heather smelt great 😌 and was efficient and timely.
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    Aaron B
    Fredericksburg, VA
    Posted on January 23rd, 2022 10:02 PM
    Timely responsiveness made the entire process smooth and not as stressful as it could have been. Whenever I had a question it was answered quickly and accurate. I trust the Heather Frye Team and Movement Mortgage.
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    Lynwood A
    Mechanicsville, VA
    Posted on January 4th, 2022 10:12 PM
    Great they made sure I closed on yime and short notice
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    Daniel D
    Hopewell, VA
    Posted on January 3rd, 2022 09:05 PM
    I felt as though I was constantly bothering Heather and her team but I was constantly assured that was not the case. Thank you all so much
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    Megan L
    Midlothian, VA
    Posted on December 31st, 2021 02:43 PM
    Heather was awesome, very easy to communicate with and made the process of refinancing super easy for us!
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
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    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
    • View All
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing