Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
  • SFTP
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    Whitney S
    Fort Mill, SC
    Posted on October 6th, 2022 01:38 PM
    Leslie was amazing reached out to her around 3pm on a Thursday and she had a preapproval letter to me that night. Put in a offer on a house the next day and closed 14 days later. Easiest and smoothest mortgage process ever! I greatly appreciate...
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    Tarnesia J
    Suffolk, VA
    Posted on September 12th, 2022 11:44 AM
    I appreciated the fact that when unknown information was discovered, I was given up on. I was thankful that everyone worked together to figure out how to still get me into my new home and still meet our closing date. The care and concern was...
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    Daryll J
    Suffolk, VA
    Posted on September 8th, 2022 02:46 PM
    It was great having someone walk with you through the process.
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    Donna E
    Beech Mountain, NC
    Posted on August 13th, 2022 04:31 PM
    Heather and her team were great to work with on the purchase of my home.
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    Christopher M
    King William, VA
    Posted on July 7th, 2022 09:58 PM
    The whole team is professional and outgoing . I did t feel like just a client .
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    Christopher W
    Navarre, FL
    Posted on May 12th, 2022 10:19 PM
    Heather was very knowledgeable and helpful. Great communication from her and her team. I highly recommend the Frye team!!
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    Kenneth L
    King George, VA
    Posted on May 5th, 2022 01:28 PM
    Very professional and kept me on task to ensure the overall process stayed on schedule.
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    Kristin N
    Burr Hill, VA
    Posted on May 2nd, 2022 01:48 PM
    We got it done..
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    Eric S
    Woodbridge, VA
    Posted on April 12th, 2022 09:37 PM
    Better communication and understanding.
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    Angela M
    Fredericksburg, VA
    Posted on March 24th, 2022 07:58 PM
    Heather provided invaluable advice and guidance regarding our mortgage application and the mortgage lending process, leading to a lower monthly payment and better loan overall.
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
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    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing