Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
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    Ayla A
    Posted on February 10th, 2023 05:09 PM
    You guys made this whole process such a dream! This is our very first home so we came into this not really knowing what to do, with the help of Leslie and Heather - it was very simple! Thank you guys again for everything, we are very happy...
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  • google
    A
    Ayla A
    Posted on February 10th, 2023 05:09 PM
    You guys made this whole process such a dream! This is our very first home so we came into this not really knowing what to do, with the help of Leslie and Heather - it was very simple! Thank you guys again for everything, we are very happy...
    read more
  • SFTP
    A
    Ayla S
    Chester, VA
    Posted on February 10th, 2023 05:08 PM
    You guys made this whole process such a dream! This is our very first home so we came into this not really knowing what to do, with the help of Leslie and Heather - it was very simple! Thank you guys again for everything, we are very happy...
    read more
  • google
    C
    Carrie J
    Posted on February 3rd, 2023 06:52 PM
    Heather and her team are awesome, professional, friendly, and handle refinances and new mortgage loans with ease. I have completed a refinance in the past and then a new home loan with this team without any issues. Their process is easy, quick,...
    read more
  • google
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    Carrie J
    Posted on February 3rd, 2023 06:52 PM
    Heather and her team are awesome, professional, friendly, and handle refinances and new mortgage loans with ease. I have completed a refinance in the past and then a new home loan with this team without any issues. Their process is easy, quick,...
    read more
  • google
    C
    Carrie J
    Posted on February 3rd, 2023 06:52 PM
    Heather and her team are awesome, professional, friendly, and handle refinances and new mortgage loans with ease. I have completed a refinance in the past and then a new home loan with this team without any issues. Their process is easy, quick,...
    read more
  • google
    C
    Carrie J
    Posted on February 3rd, 2023 06:52 PM
    Heather and her team are awesome, professional, friendly, and handle refinances and new mortgage loans with ease. I have completed a refinance in the past and then a new home loan with this team without any issues. Their process is easy, quick,...
    read more
  • SFTP
    L
    Leslie J
    Aylett, VA
    Posted on January 24th, 2023 08:23 PM
    Heather was extremely thorough and knowledgeable about what options best suited my needs and the process was super smooth!
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    Mark C
    Spotsylvania, VA
    Posted on November 10th, 2022 01:11 AM
    Heather Frye was very helpful and knowledgeable and was always prompt in responding if we had any questions. She and her team made everything go smoothly and easy . She was always pleasant and I would recommend her to anyone seeking mortgage...
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  • SFTP
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    William B
    Montross, VA
    Posted on October 10th, 2022 01:37 PM
    Heather's team, especially Leslie, are thorough, skilled and a joy to work with. This is our second home with the team, and I do not imagine our last. Thank you!
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
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    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing