Eric Cotter
Florida Region Operations & Sales Manager
Eric Cotter was born and raised in Buffalo, New York, and has called Central Florida home for over 40 years. A former collegiate swimmer, he earned a Bachelor of Science in Business with a concentration in Risk Management and Insurance from... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Eric Joseph is amazing to work with. He is prompt, knowledgeable and really came through for us. He was able to secure and close our loan and get us into our beautiful new home. He made it easy and really calm our nerves because as first time...
read more
Reply from Eric Cotter at Waterstone Mortgage ...
November 30th, 2020 04:36 PM
Thanks for this review and congratulations on your new home, Keisha! First time homebuying can be stressful, and I'm glad I could help the process go smoothly. Enjoy your new home, I hope to work with you again in the future for all your purchase...
read more
Working with Eric Joseph Cotter and his entire staff were great , he helped us tremendously to get us approved and closed in a little as 2 months, despite our circumstances. I would highly recommend Eric. If we ever decide to refinance or buying...
read more
Reply from Eric Cotter at Waterstone Mortgage ...
November 30th, 2020 04:43 PM
Thank you for sharing your experience, Arbel! I'm glad I could help get you closing in good time. Don't hesitate to reach out with any questions or future needs.
Eric Joseph is amazing to work with. He is prompt, knowledgeable and really came through for us. He was able to secure and close our loan and get us into our beautiful new home. He made it easy and really calm our nerves because as first time...
read more
Reply from Owner
November 30th, 2020 12:00 AM
Thank you for taking the time to write this review, Herlande. We are happy to hear your homebuying experience was a smooth and easy process, thanks to Eric. We look forward to working with you again, should you have future homebuying or refinancing...
read more
Did a great job finishing up on time and with a great rate. Will recommend to all my friends. Great company to work with. Walked us thru every step of the way.
Reply from Eric Cotter at Waterstone Mortgage ...
November 7th, 2020 01:51 AM
Thanks, Kathleen! I'm so glad to have helped. Don't hesitate to reach out with any questions you might have. Thank you again!
Working with Eric Cotter was truly a wonderful experience. He was so professional, knowledgeable, thorough in his research and most importantly... kind. He was always ready to take that extra step to assist and answer any question presented...
read more
Eric Cotter and his team really do everything possible to make your dreams of owning a home come true. The level of professionalism and dedication you receive from him and his team makes you feel like you are more than just a "client". I highly...
read more
Reply from Owner
February 15th, 2018 12:00 AM
Damian, what an awesome review! We are happy to know your homebuying experience with
Eric was such a pleasant journey. Thanks for being "more than just a client" and we hope to see you soon!
41–46 of 46
About
Eric Cotter was born and raised in Buffalo, New York, and has called Central Florida home for over 40 years. A former collegiate swimmer, he earned a Bachelor of Science in Business with a concentration in Risk Management and Insurance from Florida State University.
With more than 25 years in the mortgage industry, Eric was promoted in September 2025 to Florida Region Operations and Sales Manager at Waterstone Mortgage. Previously a top-producing Senior Mortgage Advisor, he earned President's Club honors for ten consecutive years.
Eric is passionate about leadership, mentorship, and building high-performing teams. Outside of work, he enjoys fitness, BBQ, college football, and competitive swimming with USMS.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #781324
Awards
Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #813K559.State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1110569. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions