Eric Cotter
Florida Region Operations & Sales Manager
Eric Cotter was born and raised in Buffalo, New York, and has called Central Florida home for over 40 years. A former collegiate swimmer, he earned a Bachelor of Science in Business with a concentration in Risk Management and Insurance from... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Everyone at waaterstone was a pleasure to work with! They had done what they said they were going to do and closed with us on time. They are willing to help you with the underwriter before getting a final decision. Do not get discouraged!!
Reply from Owner
April 10th, 2024 12:00 AM
Thank you for this glowing review, Katelyn! We're ecstatic you had such a wonderful experience with Eric. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Great experience financing through Waterstone. Eric Cotter and the team were very helpful and replied to all inquiries in a timely manner.
Reply from Eric Cotter at Waterstone Mortgage ...
October 6th, 2023 08:03 PM
Thank you so much Olek ... congratulations on you new home!!! So happy we could be a part of this with you.
Great experience financing through Waterstone. Eric Cotter was very helpful and replied to all inquiries in a timely manner. Not only he was fast in processing our loan application, he kept us informed on all the updates and documents needed...
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Reply from Owner
October 9th, 2023 12:00 AM
Thank you for this glowing review, Tetyana! We're ecstatic you had such a wonderful experience with Eric. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
I didn’t know how easy and fast to get the approval could be.
Best experience ever with Waterstone Mortgage company, specially with Eric Cotter and his whole team. I definitely use them again.
Reply from Eric Cotter at Waterstone Mortgage ...
July 18th, 2023 01:41 PM
Thank you so much, it was such a pleasure working with you.
I hope you enjoy your new home:)
We know that purchasing a home is in a sense a lot of work, especially finding the correct lender to fund you for this purchase. I am glad someone suggested Eric Cotter from Waterstone Mortgage as our prospective lender. Not only he was fast...
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Reply from Owner
May 11th, 2023 12:00 AM
Thank you for sharing your wonderful experience with us, Ernie! It sounds like Eric was there with you every step of the way, to help you achieve your dream of homeownership. Your experience truly shows the dedication Eric has to his customers....
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Best experience mortgage company I ever had. Everything is easy and quick.
Reply from Eric Cotter at Waterstone Mortgage ...
February 20th, 2023 04:18 PM
Thank you for your kind recommendation, Huy! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Eric was great to work with. He made the home financing process as effortless as possible while I was working remotely in another country. Their online platform made it fairly simple to complete the process. And anything else that wasn’t covered,...
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Reply from Owner
February 8th, 2023 12:00 AM
Thank you for taking the time to write this review, Nicholas! We are happy to hear your home financing experience was a smooth and easy process, thanks to Eric. We look forward to working with you again, should you have future homebuying or...
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Eric Cotter did a amazing job closing and finishing up on time , Eric help me tremendously to get me approved and work hard with my closing… Great and awesome staff to work with, will strongly recommend to friends and family Thank you so much...
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Reply from Eric Cotter at Waterstone Mortgage ...
April 26th, 2022 03:47 AM
Thank you for your recommendation, Machi! The team and I were thrilled we were able to provide you with a positive experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy...
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Eric and his team were extremely professional, went above and beyond on everything I ever asked for. I would definitely recommend him. Eric is synonym of professional, passionate, intelligent, diligent. An amazing lender. 10/10
Eric, Sean, and Asia great team. Made my first time home buying experience a good one. I highly recommend them. Thank you all so much. This experience has been truly amazing. I love my new home.
Reply from Owner
November 11th, 2021 12:00 AM
Thank you for sharing, Mylika! We're thrilled to hear everything went so smoothly with your homebuying with the help of Eric and his team. We hope to work with you again in the future.
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About
Eric Cotter was born and raised in Buffalo, New York, and has called Central Florida home for over 40 years. A former collegiate swimmer, he earned a Bachelor of Science in Business with a concentration in Risk Management and Insurance from Florida State University.
With more than 25 years in the mortgage industry, Eric was promoted in September 2025 to Florida Region Operations and Sales Manager at Waterstone Mortgage. Previously a top-producing Senior Mortgage Advisor, he earned President's Club honors for ten consecutive years.
Eric is passionate about leadership, mentorship, and building high-performing teams. Outside of work, he enjoys fitness, BBQ, college football, and competitive swimming with USMS.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #781324
Awards
Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #813K559.State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1110569. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions