Eric Cotter
Florida Region Operations & Sales Manager
Eric Cotter was born and raised in Buffalo, New York, and has called Central Florida home for over 40 years. A former collegiate swimmer, he earned a Bachelor of Science in Business with a concentration in Risk Management and Insurance from... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Worked with Eric previously and knew he would be the one we would work with this time as well
Reply from Eric Cotter
October 14th, 2025 04:00 PM
Thank you for choosing to work with me again. I'm grateful for your continued trust and am glad to hear that I could meet your expectations once more. Your loyalty is truly appreciated, and I look forward to assisting you with any future needs....
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Amazing!!!! Eric and his team were so professional, explained the whole process and helped us all the way! We strongly recommend using Eric and his team he is the shark of closing and he will make it happen for you and your family!!! Looking...
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Reply from Eric Cotter
September 2nd, 2025 07:35 PM
I appreciate your kind words and strong recommendation. It was a pleasure assisting you through the process, and I'm glad to know that everything was clear and professional. I look forward to the opportunity to work with you again on your future...
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Everyone was very attentive And guided us through every confusing situation.
Reply from Eric Cotter
July 2nd, 2025 08:00 PM
I'm thrilled to hear that you found our team attentive and helpful throughout the process. It was a pleasure assisting you, and I'm glad we could guide you through any confusing situations. Thank you for choosing Waterstone Mortgage.
Eric, Shaun and MaryAnn were so easy to work with. They made sure the process was smooth and kept me updated every step of the way.
Reply from Eric Cotter
June 10th, 2025 03:33 PM
I'm thrilled to hear that you found the process smooth and that our team, including Shaun and MaryAnn, kept you well-informed throughout. It was a pleasure working with you, and I appreciate your kind words.
Eric did a great job from start to finish, he is very knowledgeable , experienced , and responsive, The process was easy !
Reply from Eric Cotter
June 8th, 2025 02:08 AM
I'm thrilled to hear that you found the process easy and appreciated my knowledge and responsiveness. It was a pleasure working with you at Waterstone Mortgage. Thank you for your kind words!
Eric and Maryann were amazing and got the deal completed, and were very comunicative.
Reply from Eric Cotter
June 6th, 2025 12:45 PM
I'm delighted to hear that you had a positive experience with both Maryann and me. It was a pleasure working with you, and I'm glad we could assist in completing your deal. Thank you for your kind words and for choosing Waterstone Mortgage.
Easy Process and great communication !
Reply from Eric Cotter
April 8th, 2025 01:22 PM
I'm thrilled to hear that you found the process easy and appreciated the communication. It was a pleasure assisting you, and I am grateful for your feedback.
Eric went above and beyond to help me get approved. I will be sure to recommend him to family and friends.
Reply from Eric Cotter
April 4th, 2025 03:31 PM
I'm thrilled to hear that I could go above and beyond to assist you with your approval. Your recommendation to family and friends means a lot to me. Thank you for your kind words!
Great expirience !
Reply from Eric Cotter
March 29th, 2025 04:55 PM
I'm thrilled to hear that you had a great experience, Camila. It was a pleasure assisting you with your mortgage needs. Thank you for your fantastic review!
Eric and his entire team, were knowledgeable, efficient and effective communicators throughout this entire process. I look forward to working with them again!!!! 🌟 🌟 🌟 🌟 🌟
Reply from Eric Cotter at Waterstone Mortgage ...
March 10th, 2025 07:21 AM
Thank you for your recommendation, Yolanda! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
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About
Eric Cotter was born and raised in Buffalo, New York, and has called Central Florida home for over 40 years. A former collegiate swimmer, he earned a Bachelor of Science in Business with a concentration in Risk Management and Insurance from Florida State University.
With more than 25 years in the mortgage industry, Eric was promoted in September 2025 to Florida Region Operations and Sales Manager at Waterstone Mortgage. Previously a top-producing Senior Mortgage Advisor, he earned President's Club honors for ten consecutive years.
Eric is passionate about leadership, mentorship, and building high-performing teams. Outside of work, he enjoys fitness, BBQ, college football, and competitive swimming with USMS.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #781324
Awards
Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #813K559.State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1110569. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions