Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne and his team were very professional, and kept us informed throughout the entire process. They made themselves easily accessible at all times and addressed questions and concern in a timely manner. Overall an amazing experience.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thanks for taking the time to say that Kim. and Thank you for trusting my team and I :)
Excellent Team to work with!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that Muni. Congratulations to you and Revathi on your new home 😊
Awesome Experience!
Reply from Dwayne Graham
May 29th, 2025 07:18 PM
Thanks for taking the time to say that Iris. Congratulations on your new home 😊
The professionalism
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Iris :)
First time homebuyer that just closed on a home. Dwayne made everything understandable and I felt very confident walking into closing. Would certainly recommend Dwayne and his team to anyone. Thank you!
Reply from Dwayne Graham
May 17th, 2025 09:03 PM
Thank you for taking the time to say that Kenneth and thank you for trusting my team and I to guide you on your homebying Journey :)
First time homebuyer. Dwayne made everything easy and understandable. I felt confident throughout the whole process and felt like he was looking out for me. Thank you Dwayne!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Kenneth. I sincerly appreciate that. Congratulation on your new home 😊
Excellent customer service
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that Adriana and Congratulations on your new home 😊
I had a great experience through New American Funding for my mortagage process. I would highly recommend. Dwayne is awesome. He's reachable all the time throughout the process. Very good communication and support throughout the process.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kinds words Sonia. They mean a lot coming from you. Congratulations on your new home 😊
Great people and great service. Every question was answered with such detail and effective. They were amazing!
Reply from Dwayne Graham
April 30th, 2025 07:41 PM
Thanks for syin that Aenoy and megan 😊
I just want to tell you how much we appreciated all your help in this process. You definitely were absolutely amazing through the entire process and patient with me and I again can’t say it enough how appreciative I am. Never once was annoyed...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that Megan and Aenoy. You guys were an absolute pleasure to work with. I am glad that we were able to be on the home buying Journey with you 😊
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.