Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Such a smooth and easy process from start to finish.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking to the time to say that Donna. I appreciate you trusting my team and I 😊
Wonderful workinng with Dwayne
Reply from Dwayne Graham
April 29th, 2025 08:08 PM
Thank you for saying that Mrs. Ricketts 😊
Effective, constant, ontime, knowledgeable, caring communication
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for trusting my team andI Mrs. Ricketts 😊
Truly an amazing guy, extremely knowledgeable, and helped me as a first time home buyer feel at ease. Dwayne was always available for all me and my family's questions and happily walked me through everything. The loan processor, Kelly Welch,...
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Reply from Dwayne Graham
April 21st, 2025 05:15 PM
Thank you for the kind words Lauren and for allowing my team and I to be part of your home buying Journey. Congratulations on purchasing your first home 😊
Please see the last comment.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Congratulations Lauren 😊
We are so thankful for the outstanding experience we had working with our loan officer! From the very beginning, they were incredibly responsive, knowledgeable, and supportive through every step of the process. They made what could have been...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you very much for the kind words Dr. Waheed. We do our best to make sure all our borrowers have a great experience. I sincerley appreciate you taking the time to say that. Congratulations on your new home 😊
It was such a pleasure working with Mr. Graham! Communication was top notch, he's very knowledgeable & went above and beyond to even close the file early! Highly recommend!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Jayda and for trusting us to get Robert across the finish line 😊
Dwayne Graham addressed all my questions during the whole process, made it easy and fruitful.Low rate of interest considering we are first time home buyers is awesome.Overall experience was excellent! Would definitely recommend!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Sam. My team and I are glad that we were able guide you on your home buying journey 😊
Great experience
Reply from Dwayne Graham
April 18th, 2025 06:23 PM
Thank you for saying that Carol 😊
Great communication throughout process and good rates
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you very much for the kind words Caroline. Congratulations on your new home 😊
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.