

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Overall great communication and transparency.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank for taking the time to say that Billy. And that you for trusting my team and I
Dwayne was very easy to work with and communicated with me and our client throughout the whole process. Toward the end of the transaction, we encountered an issue that would have jeopardized the deal with other lenders I have worked with; however,...
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Reply from Dwayne Graham
October 1st, 2025 03:59 PM
Thank you very much for the kind words Zelda 🙂
Dwayne Graham has received a review with 5 star rating from Daniel W
Reply from Dwayne Graham
June 24th, 2025 04:39 PM
Thank you for allowing my team and I to help you and Rhonisha, Daniel :)
My wife and I was never in the dark though out this whole process.. Dwayne and his team done a wonderful job ... We really appreciate everything him and his team done to make this an success.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you very much for the kind words Daniel. I hope that you and Rhonisha are enjoying your new home 🙂
Very good communication!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for saying that Shean 😊
Dwayne Graham has received a review with 5 star rating from Rhonisha W
Reply from Dwayne Graham
June 22nd, 2025 12:42 AM
Thank you Rhonisha 😊
Kept us very informed and made sure everything was processed timely. Follow ups were always timely and pleasant.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that, Shawn. And thank you for allowing my team and I to assist with the purchase of your new home. Congratulations to you and Amy :)
Constant communicationAlways available to answer questionsWalked us through the processOffered concierge to assist with tasks in setting up new homeGreat experience! We even heard back from both title companies how great it was to work with...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Oh wow! Thank you for taking the time to say that Amy. That is a HUGE compliment for my team and I. Thank you for allowing us to be part of your home buying Journey. Congratulations to you and Shawn and if anything ever comes up, we are a phone...
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Dwayne and his team communication was excellent. They were efficient and was able to close the loan ahead of schedule.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for trusting my team and I Liska. We are glad that we were able to assist with getting Dane and Kim in their new home :)
Great communication. Completed everything in a timely manner and was even able to close earlier than expected.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you very much for the kind words Medina and Thank you for trusting my team and I :)
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.