Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne and his assistant Linda were absolutely amazing. Very communicative and informative. Answered each question I had with patience and understanding.
Dwayne was knowledgeable and very calming. We had a way of alleviating concerns as we worked with another lender for VA loans but they did not keep us abreast of the needs in a timely manner so we switched to New American. Dwayne and his team...
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Thank you again for the help and attention, it made me feel safe and secure about acquiring my first home!
Dwayne and his team were very understanding with all our circumstances. They did an amazing job and we are very happy with the outcome.
Dwayne was great from start to finish. He made this transaction amazing and very smooth. At the end it was win win for everyone.
Fast response, going the distance for the client, transparency
.
Timely communication on status of loan from approval to funding. Responds to inquiries at all times (not a 9:00am - 5:00pm person).
Very helpful and quick responses
Dwayne Graham went above and beyond expectations for this deal! We had a client that was somewhat demanding not to mention other parties that didn't seem to understand their roles, however, the professionalism shown by Mr. Graham kept the deal...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.