Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne was very patient and understanding with me, and I asked him A LOT of questions, as did the buyer. He always had a smile in his voice and offered good explanations of what was happening and what to expect next.
Great communication and over delivered based on expectations.
Very pleasant and available when we have questions regarding or mortgage.
He is the ultimate professional.
Dwayne is highly professional and detailed. A pleasure to work with!
Dwayne was very professional at all times, keeping me aware of everything that was happening, If I had any questions he was always available to answer. This was my first home purchase, I didn’t know much about the process, he made it very easy...
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Outstanding customer service! Very responsive and helpful every step of the way.
Dwayne and his team at New American Funding are very professional and extremely pleasant to work with. They were always on top of every step, from beginning to end. They truly made the first-time home buying process super smooth and stress...
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Dwayne Graham is the best, he cares about the client and works with you and most importantly he listens. Very nice and caring person.
Dwayne instilled confidence from the beginning and we had no issues closing. We actually closed early!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.